First Class Financial Centre Ltd

Reference number: 978151

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • First Class Financial Centre Ltd (FRN 978151) is an AR of First Complete Limited (FRN 435779). When you use First Class Financial Centre's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from First Class Financial Centre, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07403 800615

  • Address

    19 Main Street, Ponteland, Newcastle upon Tyne, Northumberland, NE20 9NH, United Kingdom

In the full report: 2 background checks

  • What kind of line 07403 800615 is
  • Who else gives the postcode NE20 9NH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • First Class Mortgage Centre Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14071089
Company status
Active
Company type
Private limited company
Incorporated
26 April 2022 (4 years old)
Registered office
73 Gilkes Street, Middlesbrough, TS1 5EH, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities of insurance agents and brokers (SIC 66220)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Jaimie Lee Malone Director Jul 1994 26 Apr 2022 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£7,161

Up £6,885 from £276

Cash at bank

£21.3k

+131% from £9,232

Employees (average)

1

Same as 1

Owed within a year

£14.9k

+7.9% from £13.8k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14071089. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

First Class Financial Centre’s history from the FCA register and Companies House, newest first.

2024

5 December 2024

  • Changed its registered name from "First Class Mortgage Centre Ltd"

FCA register

2022

29 June 2022

  • Became an appointed representative

FCA register

26 April 2022

  • Incorporated at Companies House
  • Jaimie Lee Malone took control (75–100% of shares)
  • Jaimie Lee Malone appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to First Class Financial Centre

Other FCA-listed firms that share a director, phone number or address with First Class Financial Centre. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like First Class Financial Centre

Other firms of the same type (insurance broker), nearest first.

In Newcastle upon Tyne

Clare Clarkson Wealth Management LimitedNewcastle Upon TyneAppointed representativeCloud Estates LtdNewcastle Upon TyneAppointed representativeCrathorne Wealth Management LtdNewcastle upon TyneAppointed representativeEGLN Financial Services LtdNewcastle Upon TyneAppointed representativeFrank Damiani LimitedNewcastle upon TyneAppointed representativeGet Protected LimitedNewcastle Upon TyneAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on First Class Financial Centre

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is First Class Financial Centre Ltd FCA authorised?
First Class Financial Centre Ltd (FRN 978151) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for First Class Financial Centre?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. First Class Financial Centre Ltd (FRN 978151) is an AR of First Complete Limited (FRN 435779). When you use First Class Financial Centre's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from First Class Financial Centre, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is First Class Financial Centre’s phone number?
The FCA register lists the phone number 07403 800615 for First Class Financial Centre. If you were given different contact details, use these to check with the firm before going any further.
Is First Class Financial Centre a scam or clone?
First Class Financial Centre is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with First Class Financial Centre?
Protection works through First Complete Limited, the principal firm responsible for First Class Financial Centre's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns First Class Financial Centre?
Companies House lists one person with significant control of First Class Financial Centre: Mr Jaimie Lee Malone (75–100% of shares).
Who runs First Class Financial Centre?
Companies House lists one director of First Class Financial Centre: Jaimie Lee Malone.
How long has First Class Financial Centre been in business?
The company was formed on 26 April 2022.
What do First Class Financial Centre’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £7,161 (up £6,885 from £276) and cash at bank of £21.3k (+131% from £9,232).
Does First Class Financial Centre use any other names?
It has previously used the name First Class Mortgage Centre Ltd.

Sources and links

The full report on First Class Financial Centre Ltd

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