Creating Smiles Ltd

Reference number: 914848

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When belurorthodontics.co.uk first appeared online, and whether it can receive email
  • What kind of line 01296 796546 is
  • Who else gives the postcode HP20 1RS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Belur Orthodontics Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08397332
Company status
Active
Company type
Private limited company
Incorporated
11 February 2013 (13 years old)
Registered office
Belur Orthodontics The Aylesbury Studio, 54-56 Cambridge Street, Aylesbury, Buckinghamshire, HP20 1RS, England
Nature of business
  • Dental practice activities (SIC 86230)

Directors and company secretaries

Name Role Born Appointed Other companies
Shalini Vinay Belur Director Jan 1975 12 Feb 2013 1 other company
Vinay Vijayakumar Belur Director Jul 1970 12 Feb 2013 4 other companies
Kushi Belur Director Jan 2006 14 Feb 2022 1 other company
Yash Belur Director Mar 2003 14 Feb 2022 1 other company

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
run together
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 4 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£1.66m

+4.6% from £1.59m

Cash at bank

£5,101

Up £4,276 from £825

Employees (average)

16

+33% from 12

Owed within a year

£546k

−12% from £623k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08397332. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Creating Smiles’s history from the FCA register and Companies House, newest first.

Key events (5) All events (15)

2019

25 November 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Shalini Vinay Belur became a part-owner (25–50% of shares)
  • Vinay Vijayakumar Belur became the majority owner (50–75% of shares)

Companies House

2013

11 February 2013

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (5 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Creating Smiles

Other FCA-listed firms that share a director, phone number or address with Creating Smiles. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Creating Smiles

Other firms of the same type (lender), nearest first.

In Aylesbury

Dark Side of the Toolbox LtdAylesburyAuthorisedDTW Associates LimitedAylesburyAuthorised

In the Hemel Hempstead (HP) postcode area

Evergreen Finance LimitedHemel HempsteadAuthorisedLivingstones of London LimitedHigh WycombeAuthorisedMedical Investment & Financial Management LtdGreat MissendenAuthorisedProvident Wealth FS LimitedHemel HempsteadAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Creating Smiles

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 15 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Creating Smiles Ltd FCA authorised?
Yes, Creating Smiles Ltd (FRN 914848) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2019 and works as a lender. The FCA has placed no limits on its permissions.
What is Creating Smiles’ phone number and website?
The FCA register lists the phone number 01296 796546 and the website belurorthodontics.co.uk for Creating Smiles. If you were given different contact details, use these to check with the firm before going any further.
Is Creating Smiles a scam or clone?
Creating Smiles is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Creating Smiles?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Creating Smiles handles your money, so check the specific product before you commit. You can also refer complaints about Creating Smiles to the Financial Ombudsman Service, free of charge.
Who owns Creating Smiles?
Companies House lists 2 people with significant control of Creating Smiles: Mr Vinay Vijayakumar Belur (50–75% of shares) and Mrs Shalini Vinay Belur (25–50% of shares).
Who runs Creating Smiles?
Companies House lists 4 directors of Creating Smiles: Shalini Vinay Belur, Vinay Vijayakumar Belur, Kushi Belur and Yash Belur.
How long has Creating Smiles been in business?
The company was formed on 11 February 2013, and has held its current FCA authorisation since November 2019.
What do Creating Smiles’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £1.66m (+4.6% from £1.59m) and cash at bank of £5,101 (up £4,276 from £825).
Does Creating Smiles use any other names?
It trades as Belur Orthodontics.

Sources and links

The full report on Creating Smiles Ltd

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