DTW Associates Limited

Reference number: 677922

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When autoadvance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01296 287950 is
  • Who else gives the postcode HP20 2LA
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • AALL Trading name
  • Auto Advance Trading name
  • Auto Advance Logbook Loans Trading name
  • Cash & Cheque Express Trading name
  • Auto Pledge Former trading name
  • logbookloanspro Former trading name
  • whatarelogbookloans.co.uk Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Entering into a bill of sale loan agreement as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties under a bill of sale loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05305220
Company status
Active
Company type
Private limited company
Incorporated
6 December 2004 (21 years old)
Registered office
Unit 2, Rycote Court, 23-25 Buckingham Street, Aylesbury, HP20 2LA, England
Nature of business
  • Retail sale of other second-hand goods in stores (not incl. antiques) (SIC 47799)

Directors and company secretaries

Name Role Born Appointed Other companies
Kristopher Alan Baldwin Director Mar 1975 23 Jun 2015 4 other companies
Alison Ann Vadgama Director Jan 1969 21 Oct 2022 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
3
run together
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Total equity

£896k

+15% from £777k

Cash at bank

£442k

+3.5% from £427k

Owed within a year

£265k

+27% from £210k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05305220. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

DTW Associates’s history from the FCA register and Companies House, newest first.

Key events (7) All events (33)

2022

21 October 2022

  • Alison Ann Vadgama became a part-owner (25–50% of shares)
  • Check Into Cash Of UK, LLC gave up control
  • Kristopher Alan Baldwin became the majority owner (50–75% of shares)

Companies House

2016

2 August 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Check Into Cash Of UK, LLC took control (75–100% of shares)

Companies House

2004

6 December 2004

  • Incorporated at Companies House

Companies House

In the full report: all 33 events

  • All 33 events in its history (7 shown here)
  • Every director appointment and resignation: 14
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Firms like DTW Associates

Other firms of the same type (lender), nearest first.

In Aylesbury

Creating Smiles LtdAylesburyAuthorisedDark Side of the Toolbox LtdAylesburyAuthorised

In the Hemel Hempstead (HP) postcode area

Evergreen Finance LimitedHemel HempsteadAuthorisedLivingstones of London LimitedHigh WycombeAuthorisedMedical Investment & Financial Management LtdGreat MissendenAuthorisedProvident Wealth FS LimitedHemel HempsteadAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on DTW Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 33 events in its history

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Frequently asked questions about this firm

Is DTW Associates Limited FCA authorised?
Yes, DTW Associates Limited (FRN 677922) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is DTW Associates’ phone number and website?
The FCA register lists the phone number 01296 287950 and the website autoadvance.co.uk for DTW Associates. If you were given different contact details, use these to check with the firm before going any further.
Is DTW Associates a scam or clone?
DTW Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with DTW Associates?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how DTW Associates handles your money, so check the specific product before you commit. You can also refer complaints about DTW Associates to the Financial Ombudsman Service, free of charge.
Who owns DTW Associates?
Companies House lists 2 people with significant control of DTW Associates: Mr Kristopher Alan Baldwin (50–75% of shares) and Mrs Alison Ann Vadgama (25–50% of shares). Before that, it was controlled by Check Into Cash Of UK, LLC.
Who runs DTW Associates?
Companies House lists 2 directors of DTW Associates: Kristopher Alan Baldwin and Alison Ann Vadgama.
How long has DTW Associates been in business?
The company was formed on 6 December 2004, and has held its current FCA authorisation since August 2016.
What do DTW Associates’ latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of £896k (+15% from £777k) and cash at bank of £442k (+3.5% from £427k).
Does DTW Associates use any other names?
It trades as AALL, Auto Advance, Auto Advance Logbook Loans and Cash & Cheque Express. It has previously used 3 other names: Auto Pledge, logbookloanspro and whatarelogbookloans.co.uk.

Sources and links

The full report on DTW Associates Limited

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