Creative Designs (Ayr) Limited
Reference number: 1030406
Instant download
Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 1988
- Accounts filed up to 31 January 2026
Responsible principal firm
IDEAL SALES SOLUTIONS LTD Reference number: 703401 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- CREATIVE DESIGNS (AYR) LIMITED (FRN 1030406) introduces customers to IDEAL SALES SOLUTIONS LTD (FRN 703401). Any regulated advice or arranging is done by the principal, not CREATIVE DESIGNS (AYR).
- Example: if CREATIVE DESIGNS (AYR) refers you to a financial adviser, the advice should come from the principal firm, not from CREATIVE DESIGNS (AYR) itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
Creative Designs (Ayr) Ltd, 1 Carrick Road, Ayr, South Ayrshire, KA7 2RA, United Kingdom
In the full report: 3 background checks
- When creativedesignsayr.co.uk first appeared online, and whether it can receive email
- What kind of line 01292 267586 is
- Who else gives the postcode KA7 2RA
Other names (2)
If you were contacted under any of these names, it is this firm.
- Creative Classics Trading name: A name it trades under now.
- Creative Designs Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Ideal Sales Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC108967 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 January 1988 (38 years old)
- Registered office
- 37 Portland Road, Kilmarnock, KA1 2DJ, Scotland
- Nature of business
-
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Andrew Coughtrie | Director | Jul 1989 | 1 Feb 2021 | 2 other companies |
| Lindsay Margaret Brown | Director | May 1988 | 1 Feb 2021 | 2 other companies |
| Lorna Cameron | Director | Dec 1982 | 1 Feb 2021 | None |
| David Coughtrie | Director | Aug 1984 | 1 Feb 2021 | 3 other companies |
| Thomas Newall Coughtrie | Director | Oct 1954 | Not published | 6 other companies |
| Janet Lindsay Coughtrie | Director | May 1955 | Not published | 2 other companies |
| Thomas Newall Coughtrie | Secretary | Not published | Not published | 6 other companies |
Other companies run by these 6 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 1
- run together
- 3
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 6 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 companies these 6 directors run together
Filed accounts and finances
Net assets
£5.29m
+17% from £4.53m
Cash at bank
£2.91m
+28% from £2.27m
Employees (average)
25
−3.8% from 26
Owed within a year
£670k
+21% from £554k
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC108967. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Creative Designs (Ayr)’s history from the FCA register and Companies House, newest first.
2025
12 March 2025
- Became an introducer appointed representative
FCA register
2019
15 October 2019
- Coughtrie Holdings Limited took control (75–100% of shares)
- Thomas Newall Coughtrie gave up control
Companies House
2016
6 April 2016
- Thomas Newall Coughtrie took control (75–100% of shares)
Companies House
1988
29 January 1988
- Incorporated at Companies House
Companies House
In the full report: all 11 events
- All 11 events in its history (5 shown here)
- Every director appointment and resignation: 4
Firms like Creative Designs (Ayr)
Other firms of the same type (credit broker), nearest first.
In Ayr
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Creative Designs (Ayr)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 11 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Creative Designs (Ayr) Limited FCA authorised?
What does introducer appointed representative mean for Creative Designs (Ayr)?
What is Creative Designs (Ayr)’s phone number and website?
Is Creative Designs (Ayr) a scam or clone?
Is my money safe with Creative Designs (Ayr)?
Who owns Creative Designs (Ayr)?
Who runs Creative Designs (Ayr)?
How long has Creative Designs (Ayr) been in business?
What do Creative Designs (Ayr)’s latest accounts show?
Does Creative Designs (Ayr) use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk