Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2007
- Accounts filed up to 31 October 2025
Responsible principal firm
Rural Finance Limited Reference number: 630701 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- William Kerr Tractors Limited (FRN 1016172) introduces customers to Rural Finance Limited (FRN 630701). Any regulated advice or arranging is done by the principal, not William Kerr Tractors.
- Example: if William Kerr Tractors refers you to a financial adviser, the advice should come from the principal firm, not from William Kerr Tractors itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Mosshill, Ayr, South Ayrshire, KA6 6AJ, United Kingdom
In the full report: 2 background checks
- What kind of line 01292 267376 is
- Who else gives the postcode KA6 6AJ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Rural Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC323771 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 16 May 2007 (19 years old)
- Registered office
- Mosshill, Ayr, KA6 6AJ
- Nature of business
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- Repair of machinery (SIC 33120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Annabella Charlotte Kerr | Director | Jun 1948 | 16 May 2007 | None |
| Janice Anne Simpson | Director | Jul 1967 | 16 May 2007 | None |
| Annabella Charlotte Kerr | Secretary | Not published | 16 May 2007 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 4 people who have been directors, with their dates
Filed accounts and finances
Net assets
£284k
+12% from £254k
Cash at bank
£23.8k
+4.6% from £22.8k
Employees (average)
5
Same as 5
Owed within a year
£308k
+5.7% from £291k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC323771. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
William Kerr Tractors’s history from the FCA register and Companies House, newest first.
2024
21 June 2024
- Became an introducer appointed representative
FCA register
2017
6 April 2017
- Annabella Charlotte Kerr took control (75–100% of shares)
Companies House
2007
16 May 2007
- Incorporated at Companies House
Companies House
In the full report: all 9 events
- All 9 events in its history (3 shown here)
- Every director appointment and resignation: 6
Firms like William Kerr Tractors
Other firms of the same type (credit broker), nearest first.
In Ayr
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on William Kerr Tractors
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 9 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk