Creative Finance Limited

Reference number: 1053597

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Acts as a payment agent

This firm does not hold FCA authorisation of its own, and acts as a payment agent under another firm's authorisation.

This is one of the company's FCA records. It separately holds full FCA authorisation under FRN 702435 →.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When creativefinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 223 6317 is
  • Whether N1 7GU is a shared office: 85 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Creative Finance Corp Ltd Former name: A name it was registered under before.

Past FCA permissions and consumer protection

  • Protection works through the principal
    This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 February 2015 (11 years old)
Registered office
20-22 Wenlock Road, London, N1 7GU, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Damon Hirschl Director Oct 1976 10 Nov 2017 3 other companies
Sancy Marie Hirschl Director Mar 1971 4 Apr 2022 None
Adam Murray Director Jan 1987 31 Mar 2025 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Small company accountsNot audited

Net assets

−£15.6k

−120% from £76.6k

Cash at bank

£4,427

No earlier figure to compare

Employees (average)

0

−100% from 1

Owed within a year

£438k

−17% from £528k

Net assets are negative: on its last balance sheet the company owed £15.6k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09463062. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Creative Finance’s history from the FCA register and Companies House, newest first.

2026

18 September 2026

  • Changed its registered name from "Creative Finance Corp Ltd"

FCA register

19 March 2026

  • Status on the FCA register became "PSD Agent"

FCA register

2017

13 October 2017

  • Damon Hirschl took control (75–100% of shares)
  • Sancy Marie Hirschl gave up control

Companies House

2016

6 April 2016

  • Sancy Marie Hirschl took control (75–100% of shares)

Companies House

2015

27 February 2015

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (6 shown here)
  • Every director appointment and resignation: 9
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Get the full report on Creative Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Creative Finance Limited FCA authorised?
Creative Finance Limited (FRN 1053597) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.
What is Creative Finance’s phone number and website?
The FCA register lists the phone number 0330 223 6317 and the website creativefinance.co.uk for Creative Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Creative Finance a scam or clone?
Creative Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Creative Finance?
Creative Finance is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.
Who owns Creative Finance?
Companies House lists one person with significant control of Creative Finance: Mr Damon Hirschl (75–100% of shares). Before that, it was controlled by Miss Sancy Marie Hirschl.
Who runs Creative Finance?
Companies House lists 3 directors of Creative Finance: Damon Hirschl, Sancy Marie Hirschl and Adam Murray.
How long has Creative Finance been in business?
The company was formed on 27 February 2015.
What do Creative Finance’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of −£15.6k (−120% from £76.6k) and cash at bank of £4,427 (no earlier figure to compare).
Does Creative Finance use any other names?
It has previously used the name Creative Finance Corp Ltd.

Sources and links

The full report on Creative Finance Limited

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