Creative Finance Limited

Reference number: 702435

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When creativefinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 223 6317 is
  • Whether N1 7GU is a shared office: 85 other firms give it
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Other names (13)

If you were contacted under any of these names, it is this firm.

  • CF Trading name
  • CreditBrix Trading name
  • Neodox Trading name
  • Creative Finance Corp Ltd Former name
  • Creative Finance Group Ltd Former name
  • MoneySource Former trading name
  • Motorkitty Former trading name
  • The Car Credit Hound Former trading name
  • www.creativefinance.com Former trading name
  • www.creativefinance.co.uk Former trading name
  • www.innovatefinancegroup.co.uk Former trading name
  • www.thecarcredithounds.com Former trading name
  • www.thecarcredithounds.co.uk Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Credit Broking
  • Debt Administration
  • Debt-collecting
  • Entering into a bill of sale loan agreement as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties under a bill of sale loan agreement
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09463062
Company status
Active
Company type
Private limited company
Incorporated
27 February 2015 (11 years old)
Registered office
20-22 Wenlock Road, London, N1 7GU, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Damon Hirschl Director Oct 1976 10 Nov 2017 3 other companies
Sancy Marie Hirschl Director Mar 1971 4 Apr 2022 None
Adam Murray Director Jan 1987 31 Mar 2025 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Small company accountsNot audited

Net assets

−£15.6k

−120% from £76.6k

Cash at bank

£4,427

No earlier figure to compare

Employees (average)

0

−100% from 1

Owed within a year

£438k

−17% from £528k

Net assets are negative: on its last balance sheet the company owed £15.6k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09463062. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Creative Finance’s history from the FCA register and Companies House, newest first.

Key events (8) All events (39)

2026

11 August 2026

  • Changed its registered name from "Creative Finance Corp Ltd"

FCA register

2017

13 October 2017

  • Damon Hirschl took control (75–100% of shares)
  • Sancy Marie Hirschl gave up control

Companies House

2016

5 December 2016

  • Changed its registered name from "Creative Finance Group Ltd"

FCA register

12 May 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Sancy Marie Hirschl took control (75–100% of shares)

Companies House

2015

27 February 2015

  • Incorporated at Companies House

Companies House

In the full report: all 39 events

  • All 39 events in its history (8 shown here)
  • Every director appointment and resignation: 9
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Firms like Creative Finance

Other firms of the same type (lender), nearest first.

In London

Klarna Financial Services UK LimitedLondonAuthorisedAffirm U.K. LimitedLondonAuthorisedGlaxosmithkline Services UnlimitedLondonAuthorisedGoldsmiths University of LondonLondonAuthorisedPershing Securities LimitedLondonAuthorisedClydesdale Financial Services LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Creative Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 39 events in its history

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Frequently asked questions about this firm

Is Creative Finance Limited FCA authorised?
Yes, Creative Finance Limited (FRN 702435) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Creative Finance’s phone number and website?
The FCA register lists the phone number 0330 223 6317 and the website creativefinance.co.uk for Creative Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Creative Finance a scam or clone?
Creative Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Creative Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Creative Finance handles your money, so check the specific product before you commit. You can also refer complaints about Creative Finance to the Financial Ombudsman Service, free of charge.
Who owns Creative Finance?
Companies House lists one person with significant control of Creative Finance: Mr Damon Hirschl (75–100% of shares). Before that, it was controlled by Miss Sancy Marie Hirschl.
Who runs Creative Finance?
Companies House lists 3 directors of Creative Finance: Damon Hirschl, Sancy Marie Hirschl and Adam Murray.
How long has Creative Finance been in business?
The company was formed on 27 February 2015, and has held its current FCA authorisation since May 2016.
What do Creative Finance’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of −£15.6k (−120% from £76.6k) and cash at bank of £4,427 (no earlier figure to compare).
Does Creative Finance use any other names?
It trades as CF, CreditBrix and Neodox. It has previously used 10 other names, including Creative Finance Corp Ltd, Creative Finance Group Ltd and MoneySource.

Sources and links

The full report on Creative Finance Limited

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