Credit Link Account Recovery Solutions Limited

Reference number: 716456

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When carsuk.org first appeared online, and whether it can receive email
  • What kind of line 01256 306700 is, and the other firm that gives it
  • Who else gives the postcode RG21 7PP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • C.A.R.S. Trading name: A name it trades under now.

Past FCA permissions and consumer protection

  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Permissions on the FCA record

  • Lend or arrange credit
Show FCA detail (1 permission)
  • Debt-collecting

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 October 2001 (25 years old)
Registered office
5th Floor Midpoint, Alencon Link, Basingstoke, RG21 7PP, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter Royston Copperwheat Director Apr 1971 6 Apr 2004 None
Anne Mcvicker Director Feb 1979 12 Nov 2024 None
SHOOSMITHS SECRETARIES LIMITED Corporate secretary Not published 26 Feb 2013 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 10 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Net assets

£2.02m

+139% from £846k

Cash at bank

£1.41m

+19% from £1.18m

Employees (average)

66

−8.3% from 72

Owed within a year

£1.09m

+12% from £974k

No turnover or profit for the year to 31 December 2025: the accounts print them but do not tag them. The last tagged figures are £3.79m turnover and £77.1k profit, for the year to 31 December 2023.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04296927. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Credit Link Account Recovery Solutions’s history from the FCA register and Companies House, newest first.

2018

2 March 2018

  • Donald Joseph Edwards gave up control
  • James Christopher Flowers took control (75–100% of votes)

Companies House

2017

20 June 2017

  • Donald Joseph Edwards took control (75–100% of shares)

Companies House

2016

20 May 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2001

1 October 2001

  • Incorporated at Companies House

Companies House

In the full report: all 25 events

  • All 25 events in its history (6 shown here)
  • Every director appointment and resignation: 16
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Firms connected to Credit Link Account Recovery Solutions

Other FCA-listed firms that share a director, phone number or address with Credit Link Account Recovery Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its phone number
1
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Credit Link Account Recovery Solutions

Other firms of the same type (debt collector), nearest first.

In the Reading (RG) postcode area

Elsewhere in the UK

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Credit Link Account Recovery Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 25 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Credit Link Account Recovery Solutions Limited FCA authorised?
Yes, Credit Link Account Recovery Solutions Limited (FRN 716456) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2016 and works as a debt collector. The FCA has placed no limits on its permissions.
What is Credit Link Account Recovery Solutions’ phone number and website?
The FCA register lists the phone number 01256 306700 and the website carsuk.org for Credit Link Account Recovery Solutions. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Credit Link Account Recovery Solutions a scam or clone?
Credit Link Account Recovery Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Credit Link Account Recovery Solutions?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Credit Link Account Recovery Solutions handles your money, so check the specific product before you commit. You can also refer complaints about Credit Link Account Recovery Solutions to the Financial Ombudsman Service, free of charge.
Who owns Credit Link Account Recovery Solutions?
Companies House lists one person with significant control of Credit Link Account Recovery Solutions: Mr James Christopher Flowers (75–100% of votes). Before that, it was controlled by Donald Joseph Edwards.
Who runs Credit Link Account Recovery Solutions?
Companies House lists 2 directors of Credit Link Account Recovery Solutions: Peter Royston Copperwheat and Anne McVicker.
How long has Credit Link Account Recovery Solutions been in business?
The company was formed on 1 October 2001, and has held its current FCA authorisation since May 2016.
What do Credit Link Account Recovery Solutions’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £2.02m (+139% from £846k) and cash at bank of £1.41m (+19% from £1.18m).
Does Credit Link Account Recovery Solutions use any other names?
It trades as C.A.R.S..

Sources and links

The full report on Credit Link Account Recovery Solutions Limited

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