Equivo Limited

Reference number: 845356

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When equivo.com first appeared online, and whether it can receive email
  • What kind of line 0330 900 3000 is
  • Who else gives the postcode RG12 8FB
Instant PDF download
Other names (3)

If you were contacted under any of these names, it is this firm.

  • Chartsbridge Group Limited Former name
  • Chartsbridge Former trading name
  • Chartsbridge Group Former trading name

Past FCA permissions and consumer protection

  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Permissions on the FCA record

  • Lend or arrange credit
Show FCA detail (2 permissions)
  • Debt Administration
  • Debt-collecting

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12058753
Company status
Active
Company type
Private limited company
Incorporated
19 June 2019 (7 years old)
Registered office
One Forbury Square, The Forbury, Reading, Berkshire, RG1 3BB, United Kingdom
Nature of business
  • Activities of collection agencies (SIC 82911)
  • Justice and judicial activities (SIC 84230)

Directors and company secretaries

Name Role Born Appointed Other companies
John Ingram Director Feb 1978 19 Jun 2019 3 other companies
Jonathan Alexander Chatfield Director Jan 1966 12 Mar 2021 2 other companies
Martyn Adrian Liberson Director Dec 1958 25 Apr 2025 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
run together
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 7 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 30 April 2025Full accountsAudited

Profit before tax

£1.26m

+9.8% from £1.15m

Net assets

£836k

Up £1.26m from −£423k

Cash at bank

£2.41m

−55% from £5.38m

Owed within a year

£6.64m

−40% from £11.1m

Profit before tax

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12058753. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Equivo’s history from the FCA register and Companies House, newest first.

Key events (12) All events (29)

2025

25 April 2025

  • John Ingram became a part-owner (25–50% of shares)
  • Jonathan Alexander Chatfield became a part-owner (25–50% of shares)
  • Shoosmiths LLP stopped being the majority owner

Companies House

2021

31 May 2021

  • John Ingram stopped being a part-owner
  • Jonathan Alexander Chatfield stopped being a part-owner
  • Shoosmiths LLP became the majority owner (50–75% of shares)

Companies House

28 May 2021

  • Changed its registered name from "Chartsbridge Group Limited"

FCA register

23 February 2021

  • Jonathan Alexander Chatfield became a part-owner (25–50% of shares)

Companies House

2020

6 February 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2019

19 June 2019

  • Incorporated at Companies House
  • John Ingram became a part-owner (25–50% of shares)

Companies House

In the full report: all 29 events

  • All 29 events in its history (12 shown here)
  • Every director appointment and resignation: 11
Instant PDF download

Firms like Equivo

Other firms of the same type (debt collector), nearest first.

In the Reading (RG) postcode area

T.b.i. Financial Services Ltd.ReadingAuthorisedCredit Link Account Recovery Solutions LimitedBasingstokeAuthorised

Elsewhere in the UK

Experian Refi Outsource Services LimitedNottinghamAuthorisedBarclays Security Trustee LimitedLondonAuthorisedFunding Circle LtdLondonAuthorisedPaymentsense LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Equivo

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 29 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Equivo Limited FCA authorised?
Yes, Equivo Limited (FRN 845356) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2020 and works as a debt collector. The FCA has placed no limits on its permissions.
What is Equivo’s phone number and website?
The FCA register lists the phone number 0330 900 3000 and the website equivo.com for Equivo. If you were given different contact details, use these to check with the firm before going any further.
Is Equivo a scam or clone?
Equivo is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Equivo?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Equivo handles your money, so check the specific product before you commit. You can also refer complaints about Equivo to the Financial Ombudsman Service, free of charge.
Who owns Equivo?
Companies House lists 2 people with significant control of Equivo: Mr John Ingram (25–50% of shares) and Mr Jonathan Alexander Chatfield (25–50% of shares). Before that, it was controlled by Shoosmiths LLP.
Who runs Equivo?
Companies House lists 3 directors of Equivo: John Ingram, Jonathan Alexander Chatfield and Martyn Adrian Liberson.
How long has Equivo been in business?
The company was formed on 19 June 2019, and has held its current FCA authorisation since February 2020.
What do Equivo’s latest accounts show?
Its latest accounts, to 30 April 2025, show profit before tax of £1.26m (+9.8% from £1.15m) and net assets of £836k (up £1.26m from −£423k).
Does Equivo use any other names?
It has previously used 3 other names: Chartsbridge Group Limited, Chartsbridge and Chartsbridge Group.

Sources and links

The full report on Equivo Limited

£19.99 · Instant PDF download

Loading secure checkout…