Creditsu Limited

Reference number: 1045028

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Acts as a payment agent

This firm does not hold FCA authorisation of its own, and acts as a payment agent under another firm's authorisation.

Responsible principal firm

Score Genius Technology Limited Reference number: 830950 Registered View firm →

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When creditsu.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3637 9478 is
  • Whether N1 7GU is a shared office: 85 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Credit Pillar Trading name

Past FCA permissions and consumer protection

  • Protection works through the principal
    This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14400646
Company status
Active
Company type
Private limited company
Incorporated
5 October 2022 (4 years old)
Registered office
20-22 Wenlock Road, London, N1 7GU, England
Nature of business
  • Other information technology service activities (SIC 62090)

Directors and company secretaries

Name Role Born Appointed Other companies
Damon Hirschl Director Oct 1976 5 Oct 2022 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£2,415

−23% from £3,121

Cash at bank

£365

Up £223 from £142

Employees (average)

0

Same as 0

Owed within a year

£2,750

+51% from £1,821

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14400646. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Creditsu’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2025

24 October 2025

  • Status on the FCA register became "PSD Agent"

FCA register

2022

5 October 2022

  • Incorporated at Companies House
  • Damon Hirschl took control (75–100% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 1
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Get the full report on Creditsu

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 6 events in its history

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Frequently asked questions about this firm

Is Creditsu Limited FCA authorised?
Creditsu Limited (FRN 1045028) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.
What is Creditsu’s phone number and website?
The FCA register lists the phone number 020 3637 9478 and the website creditsu.co.uk for Creditsu. If you were given different contact details, use these to check with the firm before going any further.
Is Creditsu a scam or clone?
Creditsu is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Creditsu?
Creditsu is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.
Who owns Creditsu?
Companies House lists one person with significant control of Creditsu: Mr Damon Hirschl (75–100% of shares).
Who runs Creditsu?
Companies House lists one director of Creditsu: Damon Hirschl.
How long has Creditsu been in business?
The company was formed on 5 October 2022.
What do Creditsu’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £2,415 (−23% from £3,121) and cash at bank of £365 (up £223 from £142).
Does Creditsu use any other names?
It trades as Credit Pillar.

Sources and links

The full report on Creditsu Limited

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