Creditsu Limited

Reference number: 989825

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

CREATIVE FINANCE LIMITED Reference number: 702435 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Creditsu Limited (FRN 989825) is an AR of CREATIVE FINANCE LIMITED (FRN 702435). When you use Creditsu's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Creditsu, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When creditsu.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3637 9478 is
  • Whether N1 7GU is a shared office: 85 other firms give it
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Credit Pillar Trading name
  • Loan Stop Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Creative Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14400646
Company status
Active
Company type
Private limited company
Incorporated
5 October 2022 (4 years old)
Registered office
20-22 Wenlock Road, London, N1 7GU, England
Nature of business
  • Other information technology service activities (SIC 62090)

Directors and company secretaries

Name Role Born Appointed Other companies
Damon Hirschl Director Oct 1976 5 Oct 2022 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£2,415

−23% from £3,121

Cash at bank

£365

Up £223 from £142

Employees (average)

0

Same as 0

Owed within a year

£2,750

+51% from £1,821

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14400646. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Creditsu’s history from the FCA register and Companies House, newest first.

Key events (3) All events (7)

2023

11 January 2023

  • Became an appointed representative

FCA register

2022

5 October 2022

  • Incorporated at Companies House
  • Damon Hirschl took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (3 shown here)
  • Every director appointment and resignation: 1
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Firms like Creditsu

Other firms of the same type (credit broker), nearest first.

In London

SME Asset Finance LimitedLondonAppointed representativeSuper Payments LtdLondonAppointed representativeNational Education UnionLondonAppointed representativeReed Learning LimitedLondonAppointed representativeRoyal Free London NHS Foundation TrustLondonAppointed representativeClickMechanic LtdLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Creditsu

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 7 events in its history

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Frequently asked questions about this firm

Is Creditsu Limited FCA authorised?
Creditsu Limited (FRN 989825) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Creditsu?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Creditsu Limited (FRN 989825) is an AR of CREATIVE FINANCE LIMITED (FRN 702435). When you use Creditsu's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Creditsu, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Creditsu’s phone number and website?
The FCA register lists the phone number 020 3637 9478 and the website creditsu.co.uk for Creditsu. If you were given different contact details, use these to check with the firm before going any further.
Is Creditsu a scam or clone?
Creditsu is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Creditsu?
Protection works through Creative Finance Limited, the principal firm responsible for Creditsu's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Creditsu?
Companies House lists one person with significant control of Creditsu: Mr Damon Hirschl (75–100% of shares).
Who runs Creditsu?
Companies House lists one director of Creditsu: Damon Hirschl.
How long has Creditsu been in business?
The company was formed on 5 October 2022.
What do Creditsu’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £2,415 (−23% from £3,121) and cash at bank of £365 (up £223 from £142).
Does Creditsu use any other names?
It trades as Credit Pillar and Loan Stop.

Sources and links

The full report on Creditsu Limited

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