Crezco Limited
Reference number: 1027543
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
123 Buckingham Palace Road, London, SW1W 9SR, United Kingdom
In the full report: 3 background checks
- When crezco.com first appeared online, and whether it can receive email
- What kind of line 07866 748251 is
- Who else gives the postcode SW1W 9SR
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
- a) Services enabling cash placement on a payment account
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- h) Issuing Electronic Money
- i) Payment initiation services
- j) Account information services
Limits on what they may do
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Agents and distributors
The firm will not appoint any agents or use any distributors.
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Provision of payment and e-money services
The firm will not provide payment or e-money services to an individual who is acting for purposes other than a trade, business or profession.
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Provision of payment services
The firm will only provide account information services and payment initiation services as its unrelated payment services.
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Provision of payment services
The firm will issue e-money for domestic transactions only.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11752182 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 7 January 2019 (7 years old)
- Registered office
- 123 Buckingham Palace Road, London, SW1W 9SH, England
- Nature of business
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- Business and domestic software development (SIC 62012)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ralph Rogge | Director | Aug 1985 | 7 Jan 2019 | None |
| Michael Barrett Mcfadgen | Director | Oct 1980 | 20 Dec 2022 | 10 other companies |
| Oliver Owen Whitmore Richards | Director | Sep 1980 | 5 Jan 2024 | 15 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 25
- still active
- 25
- are FCA-registered
- 4
In the full report: all 25 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 4 on the FCA register
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1.51m
−74% from £5.79m
Cash at bank
£1.65m
−73% from £6.17m
Employees (average)
36
−10% from 40
* Cash at bank usually includes customers’ money.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11752182. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Crezco’s history from the FCA register and Companies House, newest first.
2026
28 January 2026
- FCA imposed a requirement (Agents and distributors)
- FCA imposed a requirement (Provision of payment and e-money services)
- FCA imposed a requirement (Provision of payment services)
- Became an authorised e-money institution
FCA register
2025
30 January 2025
- Regulated by the FCA from this date
FCA register
2024
9 October 2024
- Mmc Ventures Limited became a part-owner (25–50% of shares)
Companies House
2023
24 November 2023
- Ralph Rogge gained significant control
Companies House
2022
22 December 2022
- Igor Pikovsky stopped being a part-owner
- Ralph Rogge stopped being a part-owner
Companies House
2020
29 January 2020
- Igor Pikovsky became a part-owner (25–50% of shares)
Companies House
2019
7 January 2019
- Incorporated at Companies House
- Ralph Rogge became a part-owner (25–50% of shares)
Companies House
In the full report: all 17 events
- All 17 events in its history (12 shown here)
- Every director appointment and resignation: 5
Firms connected to Crezco
Other FCA-listed firms that share a director, phone number or address with Crezco. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 4
- share its postcode
- 1
In the full report: all 5 connected firms, named
- How each is linked: shared directors (4), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Crezco
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Crezco
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 25 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 17 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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How long has Crezco been in business?
What do Crezco’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk