Crown Financial Limited

Reference number: 959847

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Connect IFA Ltd Reference number: 441505 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Crown Financial Limited (FRN 959847) is an AR of Connect IFA Ltd (FRN 441505). When you use Crown Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Crown Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When crownfinancials.co.uk first appeared online, and whether it can receive email
  • What kind of line 07476 735946 is
  • Who else gives the postcode RM7 9LT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Connect IFA Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
CROWN FINANCIAL LTD
Company number
13486324
Company status
Active
Company type
Private limited company
Incorporated
30 June 2021 (5 years old)
Registered office
64 Jubilee Avenue, Romford, RM7 9LT, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Mohammed Usmaan Malik Director Sep 1984 30 Jun 2021 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

−£1,939

−154% from £3,596

Employees (average)

1

Same as 1

Net assets are negative: on its last balance sheet the company owed £1,939 more than it owned.

Net assets

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13486324. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Crown Financial’s history from the FCA register and Companies House, newest first.

2021

7 October 2021

  • Became an appointed representative

FCA register

30 June 2021

  • Incorporated at Companies House
  • Mohammed Usmaan Malik took control (75–100% of shares)
  • Mohammed Usmaan Malik appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Crown Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In Romford

Box Financial Services LtdRomfordAppointed representativeGrace Kanyi NjengaRomfordAppointed representativeHalpin Mortgages LtdRomfordAppointed representativeHome of Specialist Finance LtdRomfordAppointed representativeJigsaw Mortgages LimitedRomfordAppointed representativeLBR Financial Solutions LimitedRomfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Crown Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 4 events in its history

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Frequently asked questions about this firm

Is Crown Financial Limited FCA authorised?
Crown Financial Limited (FRN 959847) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Crown Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Crown Financial Limited (FRN 959847) is an AR of Connect IFA Ltd (FRN 441505). When you use Crown Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Crown Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Crown Financial’s phone number and website?
The FCA register lists the phone number 07476 735946 and the website crownfinancials.co.uk for Crown Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Crown Financial a scam or clone?
Crown Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Crown Financial?
Protection works through Connect IFA Ltd, the principal firm responsible for Crown Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Crown Financial?
Companies House lists one person with significant control of Crown Financial: Mr Mohammed Usmaan Malik (75–100% of shares).
Who runs Crown Financial?
Companies House lists one director of Crown Financial: Mohammed Usmaan Malik.
How long has Crown Financial been in business?
The company was formed on 30 June 2021.
What do Crown Financial’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of −£1,939 (−154% from £3,596).

Sources and links

The full report on Crown Financial Limited

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