Crs.financial Limited

Reference number: 1013255

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Fiducia Network Ltd Reference number: 917537 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • CRS.FINANCIAL LIMITED (FRN 1013255) is an AR of The Fiducia Network Ltd (FRN 917537). When you use CRS.FINANCIAL's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from CRS.FINANCIAL, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07538 765135

  • Address

    23 Hilly Field Close, Botley, Southampton, Hampshire, SO32 2GR, United Kingdom

In the full report: 2 background checks

  • What kind of line 07538 765135 is, and the other firm that gives it
  • Who else gives the postcode SO32 2GR
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Fiducia Network Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15370158
Company status
Active
Company type
Private limited company
Incorporated
26 December 2023 (2 years old)
Registered office
C/O Xeinadin First Floor Secure House, Lulworth Close, Chandler's Ford, SO53 3TL, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Damian Paul Chapman Director Apr 1978 26 Dec 2023 12 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
closed down
6
are FCA-registered
3

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Total equity

−£2,413

Up £960 from −£3,373

Owed within a year

£1,590

−47% from £2,985

Total equity is negative: on its last balance sheet the company owed £2,413 more than it owned.

Total equity

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15370158. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Crs.financial’s history from the FCA register and Companies House, newest first.

2024

24 May 2024

  • Became an appointed representative

FCA register

2023

26 December 2023

  • Incorporated at Companies House
  • Damian Paul Chapman took control (75–100% of shares)
  • Damian Paul Chapman appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Crs.financial

Other FCA-listed firms that share a director, phone number or address with Crs.financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1)
  • Who links it to this firm: the named directors, with dates
  • 2 past links through former directors
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Firms like Crs.financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In Southampton

John Charcol Mortgages LtdSouthamptonAppointed representativeWisely Financial Services LimitedSouthamptonAppointed representativeAcross the Market Mortgages LimitedSouthamptonAppointed representativeAlbion Forest LimitedSouthamptonAppointed representativeAnchor Financial Advisory LimitedSouthamptonAppointed representativeApple Tree Mortgage Services LtdSouthamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Crs.financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Crs.financial Limited FCA authorised?
Crs.financial Limited (FRN 1013255) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Crs.financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Crs.financial Limited (FRN 1013255) is an AR of The Fiducia Network Ltd (FRN 917537). When you use Crs.financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Crs.financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Crs.financial’s phone number?
The FCA register lists the phone number 07538 765135 for Crs.financial. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Crs.financial a scam or clone?
Crs.financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Crs.financial?
Protection works through The Fiducia Network Ltd, the principal firm responsible for Crs.financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Crs.financial?
Companies House lists one person with significant control of Crs.financial: Mr Damian Paul Chapman (75–100% of shares).
Who runs Crs.financial?
Companies House lists one director of Crs.financial: Damian Paul Chapman.
How long has Crs.financial been in business?
The company was formed on 26 December 2023.
What do Crs.financial’s latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of −£2,413 (up £960 from −£3,373).

Sources and links

The full report on Crs.financial Limited

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