Cumbria Community Asset and Reinvestment Trust Limited

Reference number: 722385

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When businessfinancecumbria.co.uk first appeared online, and whether it can receive email
  • What kind of line 01768 867118 is
  • Who else gives the postcode CA11 9EH
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Business Finance Cumbria Trading name
  • Enterprise Answers Former trading name
  • Enterprise Answers Business Finance Former trading name

FCA permissions and consumer protection

  • Bank deposits FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

Key events (2) All events (9)

2016

5 July 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

In the full report: all 9 events

  • All 9 events in its history (2 shown here)
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Similar firms

Other firms of the same type (lender), nearest first.

In Penrith

Golding L SOT LimitedPenrithAuthorised

In the Carlisle (CA) postcode area

Borderway Finance LimitedCarlisleAuthorisedDobies Cumbria Finance LimitedWorkingtonAuthorisedPeter TysonCarlisleAuthorisedThe University of CumbriaCarlisleAuthorisedCrawford M LimitedWhitehavenAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 9 events in its history

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Frequently asked questions about this firm

Is Cumbria Community Asset and Reinvestment Trust Limited FCA authorised?
Yes, Cumbria Community Asset and Reinvestment Trust Limited (FRN 722385) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Cumbria Community Asset and Reinvestment Trust’s phone number and website?
The FCA register lists the phone number 01768 867118 and the website businessfinancecumbria.co.uk for Cumbria Community Asset and Reinvestment Trust. If you were given different contact details, use these to check with the firm before going any further.
Is Cumbria Community Asset and Reinvestment Trust a scam or clone?
Cumbria Community Asset and Reinvestment Trust is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cumbria Community Asset and Reinvestment Trust?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cumbria Community Asset and Reinvestment Trust to the Financial Ombudsman Service, free of charge.
Does Cumbria Community Asset and Reinvestment Trust use any other names?
It trades as Business Finance Cumbria. It has previously used 2 other names: Enterprise Answers and Enterprise Answers Business Finance.

Sources and links

The full report on Cumbria Community Asset and Reinvestment Trust Limited

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