Cumbria Law Centre

Reference number: 617400

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cumbrialawcentre.org.uk first appeared online, and whether it can receive email
  • What kind of line 01228 515129 is
  • Who else gives the postcode CA1 1BG
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The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02524320
Company status
Active
Company type
Private company limited by guarantee
Incorporated
20 July 1990 (36 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Solicitors (SIC 69102)

Directors and company secretaries

Name Role Born Appointed Other companies
John Masson (Dr) Director Jul 1955 15 Nov 2011 None
John Reginald Nicol Director Jul 1948 15 Nov 2011 2 other companies
John Hunston Director May 1957 15 Nov 2012 None
David Victor Nicolls Director Jun 1963 1 Nov 2025 1 other company
Peter Damian Moran Secretary Not published 1 Nov 2023 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 82 people who have ever been directors, with their dates
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Key dates in its history

Cumbria Law Centre’s history from the FCA register and Companies House, newest first.

Key events (4) All events (159)

2014

1 April 2014

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • Became authorised by the FCA

FCA register

1990

20 July 1990

  • Incorporated at Companies House

Companies House

In the full report: all 159 events

  • All 159 events in its history (4 shown here)
  • Every director appointment and resignation: 152
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Firms like Cumbria Law Centre

Other firms of the same type (debt advice or management), nearest first.

In Carlisle

Carlisle and Eden Districts Citizens Advice BureauCarlisleAuthorised

In the Carlisle (CA) postcode area

Citizens Advice AllerdaleWorkingtonAuthorisedCitizens Advice CopelandCleator MoorAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cumbria Law Centre

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 159 events in its history

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Frequently asked questions about this firm

Is Cumbria Law Centre FCA authorised?
Yes, Cumbria Law Centre (FRN 617400) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2014 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Cumbria Law Centre’s phone number and website?
The FCA register lists the phone number 01228 515129 and the website cumbrialawcentre.org.uk for Cumbria Law Centre. If you were given different contact details, use these to check with the firm before going any further.
Is Cumbria Law Centre a scam or clone?
Cumbria Law Centre is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cumbria Law Centre?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Cumbria Law Centre handles your money, so check the specific product before you commit. You can also refer complaints about Cumbria Law Centre to the Financial Ombudsman Service, free of charge.
Who runs Cumbria Law Centre?
Companies House lists 4 directors of Cumbria Law Centre: John Masson (Dr), John Reginald Nicol, John Hunston and David Victor Nicolls.
How long has Cumbria Law Centre been in business?
The company was formed on 20 July 1990, and has held its current FCA authorisation since April 2014.

Sources and links

The full report on Cumbria Law Centre

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