Currencies Direct Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 8 years
Your funds are safeguarded
No FCA actions
Active company since 1995
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

currenciesdirect.com (opens in a new tab)
Phone number

020 7847 9400
Address

One Canada Square, Canary Wharf, London, E14 5AA, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When currenciesdirect.com first appeared online, and whether it can receive email
What kind of line 020 7847 9400 is
Whether E14 5AA is a shared office: 44 other firms give it

Other names (2)

If you were contacted under any of these names, it is this firm.

Redpin Trading name: A name it trades under now.
Redpin Payments Trading name: A name it trades under now.

FCA permissions and consumer protection

Handle payments & transfers Funds safeguarded
Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (8 permissions)

a) Services enabling cash placement on a payment account
b) Services enabling cash withdrawals from a payment account
c) Execution of payment transactions (not covered by a credit line)
d) Execution of payment transactions (covered by a credit line)
e) Issuing payment instruments or acquiring payment transactions
f) Money remittance
g) Execution of payment transactions via telecoms, IT system or network operator
h) Issuing Electronic Money

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03041197 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 3 April 1995 (31 years old)
Registered office: 1 Canada Square, Canary Wharf, London, E14 5AA, United Kingdom
Nature of business: Business and domestic software development (SIC 62012)
Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Arnaud Loiseau	Director	Jun 1975	31 Jan 2023	3 other companies
Elena Stefani	Director	Jun 1973	25 Jun 2025	10 other companies
Yoav Flam	Director	Nov 1974	27 Oct 2025	None
BREAMS SECRETARIES LIMITED	Corporate secretary	Not published	28 Jul 2005	–

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 10
still active: 10
is FCA-registered: 1

In the full report: all 10 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 3 companies these 3 directors run together
All 17 people who have ever been directors, with their dates

Key dates in its history

Currencies Direct’s history from the FCA register and Companies House, newest first.

Key events (4) All events (39)

2018

23 March 2018

Became an authorised e-money institution

FCA register

2017

27 January 2017

Regulated by the FCA from this date

FCA register

2016

6 April 2016

Redpin Holdings Limited took control (75–100% of shares)

Companies House

1995

3 April 1995

Incorporated at Companies House

Companies House

In the full report: all 39 events

All 39 events in its history (4 shown here)
Every director appointment and resignation: 33

Firms connected to Currencies Direct

Other FCA-listed firms that share a director, phone number or address with Currencies Direct. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1

In the full report: the connected firm, named

How it is linked: shared directors (1)
Who links it to this firm: the named directors, with dates

Firms like Currencies Direct

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorised Wise Payments LimitedLondonAuthorised Forisgfs UK LimitedLondonAuthorised Wepay Payments Ltd.LondonAuthorised Airbnb Payments UK LimitedLondonAuthorised Mollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Currencies Direct

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

10 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
All 39 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Currencies Direct Limited FCA authorised?

Yes, Currencies Direct Limited (FRN 900669) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.

What is Currencies Direct’s phone number and website?

The FCA register lists the phone number 020 7847 9400 and the website currenciesdirect.com for Currencies Direct. If you were given different contact details, use these to check with the firm before going any further.

Is Currencies Direct a scam or clone?

Currencies Direct is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Currencies Direct?

It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Currencies Direct to the Financial Ombudsman Service, free of charge.

Who owns Currencies Direct?

Currencies Direct is owned by Redpin Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.

Who runs Currencies Direct?

Companies House lists 3 directors of Currencies Direct: Arnaud Loiseau, Elena Stefani and Yoav Flam.

How long has Currencies Direct been in business?

The company was formed on 3 April 1995, and has held its current FCA authorisation since March 2018.

Does Currencies Direct use any other names?

It trades as Redpin and Redpin Payments.