Currensea Limited

Reference number: 843507

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When currensea.com first appeared online, and whether it can receive email
  • What kind of line 020 3319 6588 is
  • Who else gives the postcode SW1V 1LW
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • buildmycreditscore.com Trading name
  • INTEGRALIX LIMITED Former name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • 3. Executing payment transactions (no credit line)
  • 5. Issuing and/or acquiring of payment instruments.
  • 6. Money remittance.
  • 7. Payment initiation services
  • 8. Account information services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11413946
Company status
Active
Company type
Private limited company
Incorporated
13 June 2018 (8 years old)
Registered office
Suite 1 Amersham House, Mill Street, Berkhamsted, Hertfordshire, HP4 2DT, United Kingdom
Nature of business
  • Data processing, hosting and related activities (SIC 63110)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Craig Richard Goulding Director Dec 1968 13 Jun 2018 None
James Denbigh Lynn Director Jul 1973 13 Jun 2018 8 other companies
Alan Rae Dalziel Jamieson Director Jun 1954 1 Jun 2025 46 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
54
closed down
27
went insolvent
2

In the full report: all 54 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The 2 on the FCA register
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

18 months to 31 December 2025Small company accountsNot audited

Total equity

£2.40m

−17% from £2.88m

Cash at bank

£4.11m

+50% from £2.74m

Employees (average)

24

+41% from 17

Owed within a year

£5.27m

+736% from £630k

No turnover or profit for the 18 months to 31 December 2025: the accounts print them but do not tag them. The last tagged figures are £374k turnover and −£346k profit, for the year to 30 June 2019.

* Cash at bank usually includes customers’ money.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11413946. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Currensea’s history from the FCA register and Companies House, newest first.

Key events (6) All events (12)

2019

8 August 2019

  • Changed its registered name from "INTEGRALIX LIMITED"

FCA register

19 July 2019

  • Regulated by the FCA from this date
  • Became an authorised payment institution

FCA register

2018

13 June 2018

  • Incorporated at Companies House
  • Christopher Craig Richard Goulding gained significant control
  • James Denbigh Lynn gained significant control

Companies House

In the full report: all 12 events

  • All 12 events in its history (6 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Currensea

Other FCA-listed firms that share a director, phone number or address with Currensea. A link shows who the firm is tied to, not whether either can be trusted.

past links
2

In the full report: all 0 connected firms, named

  • 2 past links through former directors
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Firms like Currensea

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorisedWise Payments LimitedLondonAuthorisedForisgfs UK LimitedLondonAuthorisedWepay Payments Ltd.LondonAuthorisedAirbnb Payments UK LimitedLondonAuthorisedMollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Currensea

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 54 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Currensea Limited FCA authorised?
Yes, Currensea Limited (FRN 843507) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2019 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Currensea’s phone number and website?
The FCA register lists the phone number 020 3319 6588 and the website currensea.com for Currensea. If you were given different contact details, use these to check with the firm before going any further.
Is Currensea a scam or clone?
Currensea is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Currensea?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Currensea to the Financial Ombudsman Service, free of charge.
Who owns Currensea?
Companies House lists 2 people with significant control of Currensea: Mr Christopher Craig Richard Goulding (significant influence or control) and Mr James Denbigh Lynn (significant influence or control).
Who runs Currensea?
Companies House lists 3 directors of Currensea: Christopher Craig Richard Goulding, James Denbigh Lynn and Alan Rae Dalziel Jamieson.
How long has Currensea been in business?
The company was formed on 13 June 2018, and has held its current FCA authorisation since July 2019.
What do Currensea’s latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of £2.40m (−17% from £2.88m) and cash at bank of £4.11m (+50% from £2.74m).
Does Currensea use any other names?
It trades as buildmycreditscore.com. It has previously used the name INTEGRALIX LIMITED.

Sources and links

The full report on Currensea Limited

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