Custom Car and Commercials Limited

Reference number: 1024076

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Custom Car and Commercials Limited (FRN 1024076) introduces customers to Zest Vehicle Leasing Ltd (FRN 920621). Any regulated advice or arranging is done by the principal, not Custom Car and Commercials.
  • Example: if Custom Car and Commercials refers you to a financial adviser, the advice should come from the principal firm, not from Custom Car and Commercials itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When customercarandcommercials.co.uk first appeared online, and whether it can receive email
  • What kind of line 07860 863351 is
  • Who else gives the postcode CA2 6PG
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Customer Car and Commercials Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Zest Vehicle Leasing Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company status
Active
Company type
Private limited company
Incorporated
30 September 2024 (2 years old)
Registered office
91 Castlerigg Drive, Carlisle, CA2 6PG, United Kingdom
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
James Michael Watterson Director Nov 1993 30 Sep 2024 1 other company
James William Watterson Director Sep 1973 21 Mar 2025 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
Instant PDF download

Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£1,853

No earlier figure to compare

Cash at bank

£9,136

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£67.8k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15987824. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Custom Car and Commercials’s history from the FCA register and Companies House, newest first.

2025

2 January 2025

  • Became an introducer appointed representative

FCA register

2024

30 September 2024

  • Incorporated at Companies House
  • James Michael Watterson took control (75–100% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms like Custom Car and Commercials

Other firms of the same type (car dealer), nearest first.

In Carlisle

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Custom Car and Commercials

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Custom Car and Commercials Limited FCA authorised?
Custom Car and Commercials Limited (FRN 1024076) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Custom Car and Commercials?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Custom Car and Commercials Limited (FRN 1024076) introduces customers to Zest Vehicle Leasing Ltd (FRN 920621). Any regulated advice or arranging is done by the principal, not Custom Car and Commercials. Example: if Custom Car and Commercials refers you to a financial adviser, the advice should come from the principal firm, not from Custom Car and Commercials itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Custom Car and Commercials’ phone number and website?
The FCA register lists the phone number 07860 863351 and the website customercarandcommercials.co.uk for Custom Car and Commercials. If you were given different contact details, use these to check with the firm before going any further.
Is Custom Car and Commercials a scam or clone?
Custom Car and Commercials is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Custom Car and Commercials?
Protection works through Zest Vehicle Leasing Ltd, the principal firm responsible for Custom Car and Commercials's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Custom Car and Commercials?
Companies House lists one person with significant control of Custom Car and Commercials: Mr James Michael Watterson (75–100% of shares).
Who runs Custom Car and Commercials?
Companies House lists 2 directors of Custom Car and Commercials: James Michael Watterson and James William Watterson.
How long has Custom Car and Commercials been in business?
The company was formed on 30 September 2024.
What do Custom Car and Commercials’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £1,853 (no earlier figure to compare) and cash at bank of £9,136 (no earlier figure to compare).
Does Custom Car and Commercials use any other names?
It trades as Customer Car and Commercials.

Sources and links

The full report on Custom Car and Commercials Limited

£19.99 · Instant PDF download

Loading secure checkout…