M.J. Telford Garage (Carlisle) Limited

Reference number: 510495

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Itc Compliance Limited Reference number: 313486 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • M.J. Telford Garage (Carlisle) Limited (FRN 510495) is an AR of Itc Compliance Limited (FRN 313486). When you use M.J. Telford Garage (Carlisle)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from M.J. Telford Garage (Carlisle), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When telfordcitroen.co.uk first appeared online, and whether it can receive email
  • What kind of line 01228 545486 is
  • Who else gives the postcode CA3 0ET
Instant PDF download
Other names (3)

If you were contacted under any of these names, it is this firm.

  • Telford Automobiles Trading name
  • M J Telford Garage (Carlisle) Ltd Former name
  • MJ Telfords Garages Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Itc Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01183241
Company status
Active
Company type
Private limited company
Incorporated
6 September 1974 (52 years old)
Registered office
Grearshill Road, Kingstown Industrial Estate, Carlisle, CA3 0ET
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)

Directors and company secretaries

Name Role Born Appointed Other companies
Gregor Telford Director Nov 1960 14 Feb 2013 None
Shirley Telford Director Jun 1937 Not published 1 other company
Shirley Telford Secretary Not published Not published 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
0
went insolvent
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 December 2025Abridged accountsNot audited

Net assets

£2.26m

+3.2% from £2.19m

Cash at bank

£0

−100% from £180k

Employees (average)

40

−7% from 43

Owed within a year

£2.04m

+7.4% from £1.90m

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 01183241. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

M.J. Telford Garage (Carlisle)’s history from the FCA register and Companies House, newest first.

Key events (6) All events (9)

2017

31 July 2017

  • Changed its registered name from "M J Telford Garage (Carlisle) Limited"

FCA register

2016

1 July 2016

  • Changed its registered name from "M J Telford Garage (Carlisle) Ltd"

FCA register

6 April 2016

  • Shirley Telford became the majority owner (50–75% of shares)

Companies House

2010

1 June 2010

  • Changed its registered name from "MJ Telfords Garages Ltd"

FCA register

2009

23 October 2009

  • Became an appointed representative

FCA register

1974

6 September 1974

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (6 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms like M.J. Telford Garage (Carlisle)

Other firms of the same type (car dealer), nearest first.

In Carlisle

CA2 Specialist CarsCarlisleAppointed representativeCustom Car and Commercials LimitedCarlisleAppointed representativeK.&S. McKenzie LimitedCarlisleAppointed representativeGraham (Commercials) LimitedCarlisleAuthorisedBen Hodgson Cars LimitedCarlisleAuthorisedBorder City Autos 20 LimitedCarlisleAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on M.J. Telford Garage (Carlisle)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is M.J. Telford Garage (Carlisle) Limited FCA authorised?
M.J. Telford Garage (Carlisle) Limited (FRN 510495) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for M.J. Telford Garage (Carlisle)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. M.J. Telford Garage (Carlisle) Limited (FRN 510495) is an AR of Itc Compliance Limited (FRN 313486). When you use M.J. Telford Garage (Carlisle)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from M.J. Telford Garage (Carlisle), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is M.J. Telford Garage (Carlisle)’s phone number and website?
The FCA register lists the phone number 01228 545486 and the website telfordcitroen.co.uk for M.J. Telford Garage (Carlisle). If you were given different contact details, use these to check with the firm before going any further.
Is M.J. Telford Garage (Carlisle) a scam or clone?
M.J. Telford Garage (Carlisle) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with M.J. Telford Garage (Carlisle)?
Protection works through Itc Compliance Limited, the principal firm responsible for M.J. Telford Garage (Carlisle)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns M.J. Telford Garage (Carlisle)?
Companies House lists one person with significant control of M.J. Telford Garage (Carlisle): Mrs Shirley Telford (50–75% of shares).
Who runs M.J. Telford Garage (Carlisle)?
Companies House lists 2 directors of M.J. Telford Garage (Carlisle): Gregor Telford and Shirley Telford.
How long has M.J. Telford Garage (Carlisle) been in business?
The company was formed on 6 September 1974.
What do M.J. Telford Garage (Carlisle)’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £2.26m (+3.2% from £2.19m) and cash at bank of £0 (−100% from £180k).
Does M.J. Telford Garage (Carlisle) use any other names?
It trades as Telford Automobiles. It has previously used 2 other names: M J Telford Garage (Carlisle) Ltd and MJ Telfords Garages Ltd.

Sources and links

The full report on M.J. Telford Garage (Carlisle) Limited

£19.99 · Instant PDF download

Loading secure checkout…