Cycle Waggle Ltd

Reference number: 929179

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When manchesterbikes.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 769 5050 is
  • Who else gives the postcode M3 6BY
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Manchester Bikes Trading name
  • Bambino Biking Former trading name
  • Hadfield Bike Hire Former trading name
  • Manchester Bike Hire Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09034563
Company status
Active
Company type
Private limited company
Incorporated
12 May 2014 (12 years old)
Registered office
Unit 4, The Cottages, Deva Centre, Trinity Way, Salford, M3 7BE, England
Nature of business
  • Renting and leasing of other machinery, equipment and tangible goods not elsewhere classified (SIC 77390)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard William Armitage Director Aug 1953 12 May 2014 10 other companies
Stefan Ondo Director Oct 1982 2 May 2018 None
Richard William Armitage Secretary Not published 12 May 2014 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
6
still active
4

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£20.5k

−53% from £43.8k

Cash at bank

£13.3k

−85% from £86.3k

Employees (average)

7

+17% from 6

Owed within a year

£249k

−16% from £298k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09034563. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cycle Waggle’s history from the FCA register and Companies House, newest first.

Key events (5) All events (20)

2020

29 October 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Pavol Gajdos became a part-owner (25–50% of shares)
  • Richard William Armitage became a part-owner (25–50% of shares)

Companies House

2014

12 May 2014

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (5 shown here)
  • Every director appointment and resignation: 6
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Firms like Cycle Waggle

Other firms of the same type (credit broker), nearest first.

In Salford

Goldman Property Finance LimitedSalfordAuthorisedReach Commercial Finance LimitedSalfordAuthorisedLions Property Finance LtdSalfordAppointed representativePine Finance LtdSalfordAppointed representativeSmiths Blinds LtdSalfordAppointed representativeCallCare LimitedSalfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cycle Waggle

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 20 events in its history

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Frequently asked questions about this firm

Is Cycle Waggle Ltd FCA authorised?
Yes, Cycle Waggle Ltd (FRN 929179) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2020 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Cycle Waggle’s phone number and website?
The FCA register lists the phone number 0161 769 5050 and the website manchesterbikes.co.uk for Cycle Waggle. If you were given different contact details, use these to check with the firm before going any further.
Is Cycle Waggle a scam or clone?
Cycle Waggle is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cycle Waggle?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Cycle Waggle handles your money, so check the specific product before you commit. You can also refer complaints about Cycle Waggle to the Financial Ombudsman Service, free of charge.
Who owns Cycle Waggle?
Companies House lists 2 people with significant control of Cycle Waggle: Mr Richard William Armitage (25–50% of shares) and Mr Pavol Gajdos (25–50% of shares).
Who runs Cycle Waggle?
Companies House lists 2 directors of Cycle Waggle: Richard William Armitage and Stefan Ondo.
How long has Cycle Waggle been in business?
The company was formed on 12 May 2014, and has held its current FCA authorisation since October 2020.
What do Cycle Waggle’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £20.5k (−53% from £43.8k) and cash at bank of £13.3k (−85% from £86.3k).
Does Cycle Waggle use any other names?
It trades as Manchester Bikes. It has previously used 3 other names: Bambino Biking, Hadfield Bike Hire and Manchester Bike Hire.

Sources and links

The full report on Cycle Waggle Ltd

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