Reach Commercial Finance Limited

Reference number: 753686

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When leonardcurtis.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 413 0930 is
  • Who else gives the postcode M3 5EN
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • Leonard Curtis Trading name
  • Reach Trading name
  • Reach CF Trading name
  • Reach Equity Solutions Trading name
  • FAS Pathstone Limited Former name
  • EasyReach Former trading name
  • Leonard Curtis - Commercial Finance Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09056450
Company status
Active
Company type
Private limited company
Incorporated
27 May 2014 (12 years old)
Registered office
Leonard Curtis House Elms Square, Bury New Road, Manchester, M45 7TA, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Daniel John Booth Director Sep 1978 31 Jul 2014 16 other companies
Gary Cain Director Jun 1973 31 Jul 2014 13 other companies
David Owen Brown Director Dec 1982 19 Jul 2024 7 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
27
closed down
8
is FCA-registered
1

In the full report: all 27 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 8 companies these 3 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Small company accountsAudited

Total equity

£107k

−71% from £374k

Cash at bank

£213k

+119% from £97.5k

Employees (average)

11

+22% from 9

Owed within a year

£226k

+76% from £128k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09056450. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Reach Commercial Finance’s history from the FCA register and Companies House, newest first.

Key events (9) All events (29)

2024

1 May 2024

  • Leonard Curtis Funding Limited took control (75–100% of shares)
  • Leonard Curtis Recovery Limited gave up control

Companies House

2021

23 August 2021

  • Gary Cain no longer holds 25–50% of the votes

Companies House

2020

8 April 2020

  • Changed its registered name from "FAS Pathstone Limited"

FCA register

2018

10 September 2018

  • Gary Cain gained 25–50% of the votes

Companies House

2016

15 November 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Leonard Curtis Recovery Limited took control (75–100% of shares)

Companies House

2014

27 May 2014

  • Incorporated at Companies House

Companies House

In the full report: all 29 events

  • All 29 events in its history (9 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Reach Commercial Finance

Other FCA-listed firms that share a director, phone number or address with Reach Commercial Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
1
share its postcode
2

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Reach Commercial Finance

Other firms of the same type (credit broker), nearest first.

In Salford

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Reach Commercial Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 27 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 29 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Reach Commercial Finance Limited FCA authorised?
Yes, Reach Commercial Finance Limited (FRN 753686) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Reach Commercial Finance’s phone number and website?
The FCA register lists the phone number 0161 413 0930 and the website leonardcurtis.co.uk/service-category/funding for Reach Commercial Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Reach Commercial Finance a scam or clone?
Reach Commercial Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Reach Commercial Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Reach Commercial Finance handles your money, so check the specific product before you commit. You can also refer complaints about Reach Commercial Finance to the Financial Ombudsman Service, free of charge.
Who owns Reach Commercial Finance?
Reach Commercial Finance is owned by Leonard Curtis Funding Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 May 2024. Before that, it was controlled by Mr Gary Cain and Leonard Curtis Recovery Limited.
Who runs Reach Commercial Finance?
Companies House lists 3 directors of Reach Commercial Finance: Daniel John Booth, Gary Cain and David Owen Brown.
How long has Reach Commercial Finance been in business?
The company was formed on 27 May 2014, and has held its current FCA authorisation since November 2016.
What do Reach Commercial Finance’s latest accounts show?
Its latest accounts, to 30 April 2025, show total equity of £107k (−71% from £374k) and cash at bank of £213k (+119% from £97.5k).
Does Reach Commercial Finance use any other names?
It trades as Leonard Curtis, Reach, Reach CF and Reach Equity Solutions. It has previously used 3 other names: FAS Pathstone Limited, EasyReach and Leonard Curtis - Commercial Finance.

Sources and links

The full report on Reach Commercial Finance Limited

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