Cyclescheme Limited

Reference number: 742049

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cyclescheme.co.uk first appeared online, and whether it can receive email
  • What kind of line 0331 630 5416 is
  • Who else gives the postcode HP3 9TD
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Home & Tech Trading name
  • Techscheme Trading name
  • Computingscheme Former trading name
  • Phonescheme Former trading name

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05363678
Company status
Active
Company type
Private limited company
Incorporated
14 February 2005 (21 years old)
Registered office
Westside, London Road, Hemel Hempstead, Hertfordshire, HP3 9TD, United Kingdom
Nature of business
  • Other retail sale of new goods in specialised stores (not commercial art galleries and opticians) (SIC 47789)
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Adrian Stuart Warren Director May 1980 6 Oct 2016 None
Patrick Philip Gurney Director Jun 1970 6 Oct 2016 56 other companies
Matthew David Howe Director Aug 1971 6 Oct 2016 25 other companies
Michelle Josephine Wainhouse Secretary Not published 6 Oct 2016 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
59
closed down
50
are FCA-registered
2

In the full report: all 59 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register, including one no longer authorised
  • The 22 companies these 3 directors run together
  • All 14 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 3 January 2026Full accountsAudited

Profit before tax

£10.00m

<1% from £10.0m

Total equity

£8.56m

−47% from £16.1m

Cash at bank

£39.0m

−1.7% from £39.6m

Employees (average)

4

Same as 4

Profit before tax

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05363678. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Cyclescheme’s history from the FCA register and Companies House, newest first.

Key events (5) All events (43)

2016

19 October 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 October 2016

  • Board replaced: all 5 directors left and 5 new directors took over

Companies House

6 April 2016

  • Hawk Incentives Holdings Limited took control (75–100% of shares)

Companies House

2005

14 February 2005

  • Incorporated at Companies House

Companies House

In the full report: all 43 events

  • All 43 events in its history (5 shown here)
  • Every director appointment and resignation: 29
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Firms connected to Cyclescheme

Other FCA-listed firms that share a director, phone number or address with Cyclescheme. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
2
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (2), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Cyclescheme

Other firms of the same type (insurance broker), nearest first.

In Hemel Hempstead

Advance Schemes LimitedHemel HempsteadAuthorisedAdvanced Insurance Consultants LimitedHemel HempsteadAuthorisedBourne Leisure LimitedHemel HempsteadAuthorisedHallsdale Commercial Insurance Brokers LimitedHemel HempsteadAuthorisedRiverside Insurance Services LimitedHemel HempsteadAuthorisedJ P Raven & I H CrickmayHemel HempsteadAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cyclescheme

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 59 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 43 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Cyclescheme Limited FCA authorised?
Yes, Cyclescheme Limited (FRN 742049) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2016 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Cyclescheme’s phone number and website?
The FCA register lists the phone number 0331 630 5416 and the website cyclescheme.co.uk for Cyclescheme. If you were given different contact details, use these to check with the firm before going any further.
Is Cyclescheme a scam or clone?
Cyclescheme is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cyclescheme?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cyclescheme to the Financial Ombudsman Service, free of charge.
Who owns Cyclescheme?
Cyclescheme is owned by Hawk Incentives Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Cyclescheme?
Companies House lists 3 directors of Cyclescheme: Adrian Stuart Warren, Patrick Philip Gurney and Matthew David Howe.
How long has Cyclescheme been in business?
The company was formed on 14 February 2005, and has held its current FCA authorisation since October 2016.
What do Cyclescheme’s latest accounts show?
Its latest accounts, to 3 January 2026, show profit before tax of £10.00m (<1% from £10.0m) and total equity of £8.56m (−47% from £16.1m).
Does Cyclescheme use any other names?
It trades as Home & Tech and Techscheme. It has previously used 2 other names: Computingscheme and Phonescheme.

Sources and links

The full report on Cyclescheme Limited

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