Cygnet Wealth Management Ltd

Reference number: 600846

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sense Network Limited Reference number: 465124 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cygnet Wealth Management Ltd (FRN 600846) is an AR of Sense Network Limited (FRN 465124). When you use Cygnet Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cygnet Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01924 842662

  • Address

    23 Westwinds, Ackworth, Pontefract, West Yorkshire, WF7 7RP, United Kingdom

In the full report: 2 background checks

  • What kind of line 01924 842662 is
  • Who else gives the postcode WF7 7RP
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sense Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
CYGNET WEALTH MANAGEMENT LIMITED
Company number
08476615
Company status
Active
Company type
Private limited company
Incorporated
8 April 2013 (13 years old)
Registered office
23 Westwinds, Ackworth, Pontefract, WF7 7RP, England
Nature of business
  • Life insurance (SIC 65110)
  • Pension funding (SIC 65300)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Lisa Marie Laidler Director Apr 1971 8 Apr 2013 None
James Walker Rigby Director Aug 1978 8 Apr 2013 None
James Walker Rigby Secretary Not published 8 Apr 2013 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
Instant PDF download

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£44.1k

−35% from £68.3k

Cash at bank

£81.9k

<1% from £81.4k

Employees (average)

4

Same as 4

Owed within a year

£87.0k

+24% from £70.0k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08476615. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cygnet Wealth Management’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • James Walker Rigby gained 25–50% of the votes
  • Lisa Marie Laidler gained 25–50% of the votes

Companies House

2013

9 May 2013

  • Became an appointed representative

FCA register

8 April 2013

  • Incorporated at Companies House
  • James Walker Rigby appointed as a director
  • Lisa Marie Laidler appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Cygnet Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Pontefract

Daniel HollandPontefractAppointed representativeTaylor Financial Solutions LimitedPontefractAppointed representativeClear Wealth Management LimitedPontefractAuthorisedK.A. Ripley, Esq.PontefractAuthorisedOakworth Financial Planning LimitedPontefractAuthorisedSimpson Kelly Associates Ltd.PontefractAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cygnet Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Cygnet Wealth Management Ltd FCA authorised?
Cygnet Wealth Management Ltd (FRN 600846) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cygnet Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cygnet Wealth Management Ltd (FRN 600846) is an AR of Sense Network Limited (FRN 465124). When you use Cygnet Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cygnet Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cygnet Wealth Management’s phone number?
The FCA register lists the phone number 01924 842662 for Cygnet Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Cygnet Wealth Management a scam or clone?
Cygnet Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cygnet Wealth Management?
Protection works through Sense Network Limited, the principal firm responsible for Cygnet Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cygnet Wealth Management?
Companies House lists 2 people with significant control of Cygnet Wealth Management: Mr James Walker Rigby (25–50% of votes) and Mrs Lisa Marie Laidler (25–50% of votes).
Who runs Cygnet Wealth Management?
Companies House lists 2 directors of Cygnet Wealth Management: Lisa Marie Laidler and James Walker Rigby.
How long has Cygnet Wealth Management been in business?
The company was formed on 8 April 2013.
What do Cygnet Wealth Management’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £44.1k (−35% from £68.3k) and cash at bank of £81.9k (<1% from £81.4k).

Sources and links

The full report on Cygnet Wealth Management Ltd

£19.99 · Instant PDF download

Loading secure checkout…