D & A Naden Limited

Reference number: 975485

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • D & A Naden Limited (FRN 975485) is an AR of Vector Leasing Ltd (FRN 710935). When you use D & A Naden's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from D & A Naden, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0891 832 838

  • Address

    33 St. Davids Road, Miskin, Pontyclun, Rhondda Cynon Taff, CF72 8PW, United Kingdom

In the full report: 2 background checks

  • What kind of line 0891 832 838 is
  • Who else gives the postcode CF72 8PW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Vector Leasing Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 January 2007 (19 years old)
Registered office
33 St. Davids Road, Miskin, Pontyclun, CF72 8PW, Wales
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Adele Marie Naden Director Aug 1964 25 Jan 2007 None
David William Naden Director Nov 1947 25 Jan 2007 None
Adele Marie Naden Secretary Not published 25 Jan 2007 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£51.8k

+25% from £41.5k

Cash at bank

£54.8k

+37% from £40.1k

Employees (average)

2

Same as 2

Owed within a year

£11.2k

+15% from £9,726

Net assets

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06067372. Figures are exactly as filed; nothing is estimated.

Key dates in its history

D & A Naden’s history from the FCA register and Companies House, newest first.

2026

13 February 2026

  • Adele Marie Naden became a part-owner (25–50% of shares)

Companies House

2022

10 May 2022

  • Became an appointed representative

FCA register

2017

1 January 2017

  • David William Naden took control (75–100% of shares)

Companies House

2007

25 January 2007

  • Incorporated at Companies House
  • Adele Marie Naden appointed as a director
  • David William Naden appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like D & A Naden

Other firms of the same type (insurance broker), nearest first.

In the Cardiff (CF) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on D & A Naden

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is D & A Naden Limited FCA authorised?
D & A Naden Limited (FRN 975485) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for D & A Naden?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. D & A Naden Limited (FRN 975485) is an AR of Vector Leasing Ltd (FRN 710935). When you use D & A Naden's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from D & A Naden, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is D & A Naden’s phone number?
The FCA register lists the phone number 0891 832 838 for D & A Naden. If you were given different contact details, use these to check with the firm before going any further.
Is D & A Naden a scam or clone?
D & A Naden is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with D & A Naden?
Protection works through Vector Leasing Ltd, the principal firm responsible for D & A Naden's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns D & A Naden?
Companies House lists 2 people with significant control of D & A Naden: Mr David William Naden (75–100% of shares) and Mrs Adele Marie Naden (25–50% of shares).
Who runs D & A Naden?
Companies House lists 2 directors of D & A Naden: Adele Marie Naden and David William Naden.
How long has D & A Naden been in business?
The company was formed on 25 January 2007.
What do D & A Naden’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £51.8k (+25% from £41.5k) and cash at bank of £54.8k (+37% from £40.1k).

Sources and links

The full report on D & A Naden Limited

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