Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
1 Little Lane, Carlton, Wakefield, West Yorkshire, WF3 3RS, United Kingdom
In the full report: 2 background checks
- What kind of line 0113 282 4490 is
- Who else gives the postcode WF3 3RS
Other names (1)
If you were contacted under any of these names, it is this firm.
- David McGuinness Trading name: A name it trades under now.
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
- Entering into a regulated home credit loan agreement as lender
- Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04556637 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 October 2002 (24 years old)
- Registered office
- Lilac Cottage 1 Little Lane, Carlton, Wakefield, WF3 3RS
- Nature of business
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- Other credit granting not elsewhere classified (SIC 64929)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Mcguinness | Director | May 1962 | 10 Oct 2002 | None |
| Tom Mcguinness | Director | Jun 1991 | 1 Apr 2021 | None |
| Janet Mcguinness | Secretary | Not published | 10 Oct 2002 | – |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 4 people who have been directors, with their dates
Filed accounts and finances
Total equity
£1,417
No earlier figure to compare
Cash at bank
£13.4k
+37% from £9,772
Employees (average)
2
−33% from 3
Owed within a year
£35.6k
−6.6% from £38.1k
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2022 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 04556637. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
D&J McGuinness Personal Finance’s history from the FCA register and Companies House, newest first.
2016
1 July 2016
- David McGuinness became a part-owner (25–50% of shares)
- Janet McGuinness became a part-owner (25–50% of shares)
Companies House
2015
24 November 2015
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2002
8 October 2002
- Incorporated at Companies House
Companies House
In the full report: all 12 events
- All 12 events in its history (5 shown here)
- Every director appointment and resignation: 4
Firms like D&J McGuinness Personal Finance
Other firms of the same type (lender), nearest first.
In Wakefield
In the Wakefield (WF) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on D&J McGuinness Personal Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 5 years of accounts, charted
- All 12 events in its history
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Frequently asked questions about this firm
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Does D&J McGuinness Personal Finance use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk