Horbury Financial Services Limited

Reference number: 225007

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When horburyfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 01977 617975 is
  • Who else gives the postcode WF7 7AB
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • HFS Accountancy Services Trading name
  • HFS Insurance Services Trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (17 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04659563
Company status
Active
Company type
Private limited company
Incorporated
7 February 2003 (23 years old)
Registered office
40 Wakefield Road, Ackworth, Pontefract, WF7 7AB, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)
  • Accounting and auditing activities (SIC 69201)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Knee Director Dec 1969 7 Feb 2003 4 other companies
Paul Christopher Baker Director Apr 1975 6 Apr 2007 None
Simon Knee Secretary Not published 7 Feb 2003 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
3
still active
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2026Full accountsNot audited

Total equity

£539k

+3.6% from £520k

Cash at bank

£419k

+5.7% from £397k

Owed within a year

£591k

+57% from £377k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04659563. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Horbury Financial Services’s history from the FCA register and Companies House, newest first.

Key events (8) All events (19)

2024

1 November 2024

  • Simon Knee became a part-owner (25–50% of shares)
  • Simon Knee stopped being a part-owner

Companies House

2017

7 February 2017

  • Paul Christopher Baker became a part-owner (25–50% of shares)
  • Simon Knee became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2003

18 July 2003

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

7 February 2003

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (8 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Horbury Financial Services

Other FCA-listed firms that share a director, phone number or address with Horbury Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Horbury Financial Services

Other firms of the same type (lender), nearest first.

In the Wakefield (WF) postcode area

Brearleys SolicitorsBatleyAuthorisedBrian Thornhill & Son Insurance Brokers LimitedMirfieldAuthorisedD&J McGuinness Personal Finance LtdWakefieldAuthorisedDean Foster T/As Mac ToolsCastlefordAuthorisedDiamond Financial Services (Yorkshire) LimitedWakefieldAuthorisedThe One Stop Money Shop LimitedWakefieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Horbury Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 19 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Horbury Financial Services Limited FCA authorised?
Yes, Horbury Financial Services Limited (FRN 225007) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2003 and works as a lender. The FCA has placed no limits on its permissions.
What is Horbury Financial Services’ phone number and website?
The FCA register lists the phone number 01977 617975 and the website horburyfinancial.co.uk for Horbury Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Horbury Financial Services a scam or clone?
Horbury Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Horbury Financial Services?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Horbury Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Horbury Financial Services?
Companies House lists 2 people with significant control of Horbury Financial Services: Mr Simon Knee (25–50% of shares) and Mr Paul Christopher Baker (25–50% of shares).
Who runs Horbury Financial Services?
Companies House lists 2 directors of Horbury Financial Services: Simon Knee and Paul Christopher Baker.
How long has Horbury Financial Services been in business?
The company was formed on 7 February 2003, and has held its current FCA authorisation since July 2003.
What do Horbury Financial Services’ latest accounts show?
Its latest accounts, to 28 February 2026, show total equity of £539k (+3.6% from £520k) and cash at bank of £419k (+5.7% from £397k).
Does Horbury Financial Services use any other names?
It trades as HFS Accountancy Services and HFS Insurance Services.

Sources and links

The full report on Horbury Financial Services Limited

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