Darcey Richards

Reference number: 1022691

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Introducer appointed representative

Darcey Richards can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Social Money Limited Reference number: 675283 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Darcey Richards (FRN 1022691) introduces customers to Social Money Limited (FRN 675283). Any regulated advice or arranging is done by the principal, not Darcey Richards.
  • Example: if Darcey Richards refers you to a financial adviser, the advice should come from the principal firm, not from Darcey Richards itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07904 797256

  • Address

    169 Bonymaen Road, Bonymaen, Swansea, Swansea, SA1 7AW, United Kingdom

In the full report: 2 background checks

  • What kind of line 07904 797256 is
  • Who else gives the postcode SA1 7AW
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • HOUSE OF LUXE Trading name
  • House of Luxe by Darcey Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Social Money Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Darcey Richards’s history from the FCA register and Companies House, newest first.

2025

4 November 2025

  • Began trading as "HOUSE OF LUXE"

FCA register

2024

27 November 2024

  • Became an introducer appointed representative
  • Began trading as "House of Luxe by Darcey"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Darcey Richards

Other firms of the same type (credit broker), nearest first.

In Swansea

Broughton Farm Caravan ParkSwanseaAppointed representativeJonathan RidleySwanseaAppointed representativeJustin HarrisSwanseaAppointed representativeLewis Hullin Associates LtdSwanseaAppointed representativeTrinity Life LimitedSwanseaAppointed representativeA One Home Improvements (South West) LimitedSwanseaAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Darcey Richards

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Darcey Richards FCA authorised?
Darcey Richards (FRN 1022691) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Darcey Richards?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Darcey Richards (FRN 1022691) introduces customers to Social Money Limited (FRN 675283). Any regulated advice or arranging is done by the principal, not Darcey Richards. Example: if Darcey Richards refers you to a financial adviser, the advice should come from the principal firm, not from Darcey Richards itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Darcey Richards’ phone number?
The FCA register lists the phone number 07904 797256 for Darcey Richards. If you were given different contact details, use these to check with the firm before going any further.
Is Darcey Richards a scam or clone?
Darcey Richards is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Darcey Richards?
Protection works through Social Money Limited, the principal firm responsible for Darcey Richards's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Darcey Richards use any other names?
It trades as HOUSE OF LUXE and House of Luxe by Darcey.

Sources and links

The full report on Darcey Richards

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