Darren Gowland

Reference number: 995392

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Appointed representative

Darren Gowland does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Cornerstone Finance Group Ltd Reference number: 767202 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Darren Gowland (FRN 995392) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Darren Gowland's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Darren Gowland, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgagegenius.info first appeared online, and whether it can receive email
  • What kind of line 07525 183093 is
  • Who else gives the postcode TS2 1QG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mortgage Genius Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Darren Gowland’s history from the FCA register and Companies House, newest first.

2023

25 April 2023

  • Became an appointed representative
  • Began trading as "Mortgage Genius"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Darren Gowland

Other firms of the same type (mortgage adviser or broker), nearest first.

In Middlesbrough

Asif ZamanMiddlesbroughAppointed representativeAstute Commercial Brokers LimitedMiddlesbroughAppointed representativeBespoke Life LimitedMiddlesbroughAppointed representativeCheryl RoulstonMiddlesbroughAppointed representativeCraig GregoryMiddlesbroughAppointed representativeElevare Financial LimitedMiddlesbroughAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Darren Gowland

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Darren Gowland FCA authorised?
Darren Gowland (FRN 995392) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Darren Gowland?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Darren Gowland (FRN 995392) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Darren Gowland's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Darren Gowland, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Darren Gowland’s phone number and website?
The FCA register lists the phone number 07525 183093 and the website mortgagegenius.info for Darren Gowland. If you were given different contact details, use these to check with the firm before going any further.
Is Darren Gowland a scam or clone?
Darren Gowland is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Darren Gowland?
Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for Darren Gowland's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Darren Gowland use any other names?
It trades as Mortgage Genius.

Sources and links

The full report on Darren Gowland

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