David Byron

Reference number: 1030131

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Introducer appointed representative

David Byron can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • David Byron (FRN 1030131) introduces customers to TRADEHELP LTD (FRN 697812). Any regulated advice or arranging is done by the principal, not David Byron.
  • Example: if David Byron refers you to a financial adviser, the advice should come from the principal firm, not from David Byron itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bay-heating.com first appeared online, and whether it can receive email
  • What kind of line 07368 383218 is
  • Who else gives the postcode CT6 7DA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Bay Heating Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Tradehelp Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

David Byron’s history from the FCA register and Companies House, newest first.

2025

15 March 2025

  • Became an introducer appointed representative
  • Began trading as "Bay Heating"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like David Byron

Other firms of the same type (credit broker), nearest first.

In Herne Bay

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on David Byron

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is David Byron FCA authorised?
David Byron (FRN 1030131) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for David Byron?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. David Byron (FRN 1030131) introduces customers to TRADEHELP LTD (FRN 697812). Any regulated advice or arranging is done by the principal, not David Byron. Example: if David Byron refers you to a financial adviser, the advice should come from the principal firm, not from David Byron itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is David Byron’s phone number and website?
The FCA register lists the phone number 07368 383218 and the website bay-heating.com for David Byron. If you were given different contact details, use these to check with the firm before going any further.
Is David Byron a scam or clone?
David Byron is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with David Byron?
Protection works through Tradehelp Ltd, the principal firm responsible for David Byron's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does David Byron use any other names?
It trades as Bay Heating.

Sources and links

The full report on David Byron

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