Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 December 2024
- Confirmation statement is overdue at Companies House
Responsible principal firm
Optimum Commercial Solutions Ltd Reference number: 808754 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Finamply Commercial Limited (FRN 1022992) is an AR of Optimum Commercial Solutions Ltd (FRN 808754). When you use Finamply Commercial's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Finamply Commercial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
1 The Links, Herne Bay, Kent, CT6 7GQ, United Kingdom
In the full report: 2 background checks
- What kind of line 07990 330906 is
- Who else gives the postcode CT6 7GQ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Optimum Commercial Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Confirmation statement is overdue at Companies House.
- Company number
- 14730098 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 March 2023 (3 years old)
- Registered office
- 1 The Links, Herne Bay, Kent, CT6 7GQ, United Kingdom
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Luke Somerset | Director | Oct 1982 | 14 Mar 2023 | 5 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 1
- is FCA-registered
- 1
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£100
Same as £100
Cash at bank
£100
Same as £100
Employees (average)
0
Same as 0
These accounts were filed as dormant: the company reported no significant trading in the period.
Total equity
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 14730098. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Finamply Commercial’s history from the FCA register and Companies House, newest first.
2025
2 January 2025
- Became an appointed representative
FCA register
2024
21 October 2024
- Finamply Holdings Limited took control (75–100% of shares)
- Miles And Barr Holdings Limited gave up control
Companies House
2023
14 March 2023
- Incorporated at Companies House
- Miles And Barr Holdings Limited took control (75–100% of shares)
Companies House
In the full report: all 10 events
- All 10 events in its history (5 shown here)
- Every director appointment and resignation: 5
Firms connected to Finamply Commercial
Other FCA-listed firms that share a director, phone number or address with Finamply Commercial. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 1
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Finamply Commercial
Other firms of the same type (credit broker), nearest first.
In Herne Bay
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Finamply Commercial
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 2 background checks on its contact details
- All 10 events in its history
- 2 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Finamply Commercial Limited FCA authorised?
What does appointed representative mean for Finamply Commercial?
What is Finamply Commercial’s phone number?
Is Finamply Commercial a scam or clone?
Is my money safe with Finamply Commercial?
Who owns Finamply Commercial?
Who runs Finamply Commercial?
How long has Finamply Commercial been in business?
What do Finamply Commercial’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk