David J Miller Insurance Brokers Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 2000
Accounts filed up to 31 March 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

davidjmiller.co.uk (opens in a new tab)
Phone number

01254 231332
Address

David J Miller Insurance Brokers, 339 Union Road, Oswaldtwistle, Accrington, Lancashire, BB5 3HS, United Kingdom

In the full report: 3 background checks

When davidjmiller.co.uk first appeared online, and whether it can receive email
What kind of line 01254 231332 is
Who else gives the postcode BB5 3HS

Other names (1)

If you were contacted under any of these names, it is this firm.

Transit & General Insurance Services Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (8 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03960571 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 30 March 2000 (26 years old)
Registered office: 339 Union Road, Oswaldtwistle, Accrington, Lancashire, BB5 3HS
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Natalie Claire Hutton	Director	Dec 1981	30 Mar 2000	3 other companies
Anthony John Miller	Director	May 1976	30 Mar 2000	4 other companies
David John Miller	Director	Jul 1945	30 Mar 2000	6 other companies
Theresa Bridget Miller	Director	May 1952	31 Mar 2000	3 other companies
Natalie Claire Hutton	Secretary	Not published	30 Mar 2000	3 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 6
closed down: 3
is FCA-registered: 1

In the full report: all 6 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 6 companies these 4 directors run together
All 5 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£220k

−28% from £307k

Cash at bank

£18.5k

−87% from £140k

Employees (average)

21

+5% from 20

Owed within a year

£125k

−15% from £147k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03960571. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

David J Miller Insurance Brokers’s history from the FCA register and Companies House, newest first.

Key events (6) All events (15)

2016

6 April 2016

David J Miller Holdings Limited took control (75–100% of shares)
David John Miller gained significant control

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

14 January 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

2000

30 March 2000

Incorporated at Companies House

Companies House

In the full report: all 15 events

All 15 events in its history (6 shown here)
Every director appointment and resignation: 4

Firms connected to David J Miller Insurance Brokers

Other FCA-listed firms that share a director, phone number or address with David J Miller Insurance Brokers. A link shows who the firm is tied to, not whether either can be trusted.

past link: 1

In the full report: all 0 connected firms, named

1 past link through former directors

Firms like David J Miller Insurance Brokers

Other firms of the same type (lender), nearest first.

In Accrington

East Lancashire Moneyline (IPS) LimitedAccringtonAuthorised Alpha Personal CreditAccringtonAuthorised Briggs R LimitedAccringtonAuthorised Frasers Group Financial Services LimitedAccringtonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on David J Miller Insurance Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

6 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 15 events in its history

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Frequently asked questions about this firm

Is David J Miller Insurance Brokers Limited FCA authorised?

Yes, David J Miller Insurance Brokers Limited (FRN 306505) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as a lender. The FCA has placed no limits on its permissions.

What is David J Miller Insurance Brokers’ phone number and website?

The FCA register lists the phone number 01254 231332 and the website davidjmiller.co.uk for David J Miller Insurance Brokers. If you were given different contact details, use these to check with the firm before going any further.

Is David J Miller Insurance Brokers a scam or clone?

David J Miller Insurance Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with David J Miller Insurance Brokers?

It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about David J Miller Insurance Brokers to the Financial Ombudsman Service, free of charge.

Who owns David J Miller Insurance Brokers?

David J Miller Insurance Brokers is owned by David J Miller Holdings Limited, which holds 75–100% of shares, since 6 April 2016.

Who runs David J Miller Insurance Brokers?

Companies House lists 4 directors of David J Miller Insurance Brokers: Natalie Claire Hutton, Anthony John Miller, David John Miller and Theresa Bridget Miller.

How long has David J Miller Insurance Brokers been in business?

The company was formed on 30 March 2000, and has held its current FCA authorisation since January 2005.

What do David J Miller Insurance Brokers’ latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of £220k (−28% from £307k) and cash at bank of £18.5k (−87% from £140k).

Does David J Miller Insurance Brokers use any other names?

It has previously used the name Transit & General Insurance Services.