David Keddie Wealth Management Ltd

Reference number: 530213

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • David Keddie Wealth Management Ltd (FRN 530213) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use David Keddie Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from David Keddie Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When davidkeddie.co.uk first appeared online, and whether it can receive email
  • What kind of line 01382 561616 is
  • Who else gives the postcode DD2 1TY
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • David Keddie Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC399242
Company status
Active
Company type
Private limited company
Incorporated
10 May 2011 (15 years old)
Registered office
Unit 2, Prospect House Prospect Business Centre, Dundee Technology Park, Dundee, DD2 1TY, Scotland
Nature of business
  • Activities of financial services holding companies (SIC 64205)

Directors and company secretaries

Name Role Born Appointed Other companies
David John Keddie Director May 1966 10 May 2011 1 other company
June Margaret Keddie Director Aug 1965 10 May 2011 1 other company
David John Keddie Secretary Not published 10 May 2011 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
Instant PDF download

Filed accounts and finances

Year to 5 April 2026Small company accountsNot audited

Net assets

£200k

−6.5% from £214k

Cash at bank

£185k

−9.5% from £205k

Employees (average)

2

Same as 2

Owed within a year

£44.1k

+1.4% from £43.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC399242. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

David Keddie Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2016

11 May 2016

  • David John Keddie became the majority owner (50–75% of shares)
  • June Margaret Keddie became a part-owner (25–50% of shares)

Companies House

2011

11 August 2011

  • Changed its registered name from "David Keddie"

FCA register

10 May 2011

  • Incorporated at Companies House

Companies House

2010

20 August 2010

  • Became an appointed representative

FCA register

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms connected to David Keddie Wealth Management

Other FCA-listed firms that share a director, phone number or address with David Keddie Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like David Keddie Wealth Management

Other firms of the same type (financial adviser), nearest first.

In the Dundee (DD) postcode area

A Plus Financial Planning LimitedArbroathAppointed representativeAlan Dunn Financial Management LimitedDundeeAppointed representativeAlastair James WatsonDundeeAppointed representativeAndy Caterer Wealth Management LtdDundeeAppointed representativeCns Financial Solutions LimitedArbroathAppointed representativeDave Murray Wealth Management LtdDundeeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on David Keddie Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is David Keddie Wealth Management Ltd FCA authorised?
David Keddie Wealth Management Ltd (FRN 530213) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for David Keddie Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. David Keddie Wealth Management Ltd (FRN 530213) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use David Keddie Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from David Keddie Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is David Keddie Wealth Management’s phone number and website?
The FCA register lists the phone number 01382 561616 and the website davidkeddie.co.uk for David Keddie Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is David Keddie Wealth Management a scam or clone?
David Keddie Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with David Keddie Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for David Keddie Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns David Keddie Wealth Management?
Companies House lists 2 people with significant control of David Keddie Wealth Management: Mr David John Keddie (50–75% of shares) and Mrs June Margaret Keddie (25–50% of shares).
Who runs David Keddie Wealth Management?
Companies House lists 2 directors of David Keddie Wealth Management: David John Keddie and June Margaret Keddie.
How long has David Keddie Wealth Management been in business?
The company was formed on 10 May 2011.
What do David Keddie Wealth Management’s latest accounts show?
Its latest accounts, to 5 April 2026, show net assets of £200k (−6.5% from £214k) and cash at bank of £185k (−9.5% from £205k).
Does David Keddie Wealth Management use any other names?
It has previously used the name David Keddie.

Sources and links

The full report on David Keddie Wealth Management Ltd

£19.99 · Instant PDF download

Loading secure checkout…