David Milloy Financial Services Ltd

Reference number: 842523

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When dmilloyfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 01259 762302 is
  • Who else gives the postcode FK12 5EA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Gibson Mortgage Solutions Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC627892
Company status
Active
Company type
Private limited company
Incorporated
17 April 2019 (7 years old)
Registered office
78 Stirling Street, Alva, Clackmannanshire, FK12 5EA, Scotland
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
David Milloy Director Jan 1981 17 Apr 2019 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 28 February 2026Small company accountsNot audited

Net assets

£77.3k

+8.1% from £71.6k

Cash at bank

£58.3k

+8.9% from £53.6k

Employees (average)

3

Same as 3

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC627892. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

David Milloy Financial Services’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2020

10 March 2020

  • Regulated by the FCA from this date

FCA register

9 March 2020

  • Became authorised by the FCA

FCA register

2019

17 April 2019

  • Incorporated at Companies House
  • David Milloy took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like David Milloy Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Falkirk (FK) postcode area

Calluna Financial LimitedAlloaAuthorisedCastle Financial Consultants LimitedFalkirkAuthorisedHk Mortgages LimitedBridge of AllanAuthorisedProperty Investment Finance LtdStirlingAuthorisedAspire Mortgage Solutions LtdCallanderAppointed representativeCraig EsplinFalkirkAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on David Milloy Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is David Milloy Financial Services Ltd FCA authorised?
Yes, David Milloy Financial Services Ltd (FRN 842523) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2020 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is David Milloy Financial Services’ phone number and website?
The FCA register lists the phone number 01259 762302 and the website dmilloyfinancial.co.uk for David Milloy Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is David Milloy Financial Services a scam or clone?
David Milloy Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with David Milloy Financial Services?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about David Milloy Financial Services to the Financial Ombudsman Service, free of charge.
Who owns David Milloy Financial Services?
Companies House lists one person with significant control of David Milloy Financial Services: Mr David Milloy (75–100% of shares).
Who runs David Milloy Financial Services?
Companies House lists one director of David Milloy Financial Services: David Milloy.
How long has David Milloy Financial Services been in business?
The company was formed on 17 April 2019, and has held its current FCA authorisation since March 2020.
What do David Milloy Financial Services’ latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £77.3k (+8.1% from £71.6k) and cash at bank of £58.3k (+8.9% from £53.6k).
Does David Milloy Financial Services use any other names?
It trades as Gibson Mortgage Solutions.

Sources and links

The full report on David Milloy Financial Services Ltd

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