David Smith

Reference number: 214209

Instant download

Appointed representative

David Smith does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • David Smith (FRN 214209) is an AR of The Right Mortgage Limited (FRN 649443). When you use David Smith's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from David Smith, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01384 891360

  • Address

    36 Brackendale Way, Stourbridge, West Midlands, DY9 7HG, United Kingdom

In the full report: 2 background checks

  • What kind of line 01384 891360 is
  • Who else gives the postcode DY9 7HG
Instant PDF download
Other names (3)

If you were contacted under any of these names, it is this firm.

  • Court Financial Services Trading name
  • Court Financial Services Ltd Former name
  • Taylors Financial Services Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

David Smith’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2017

4 April 2017

  • Changed its registered name from "Court Financial Services Ltd"

FCA register

2006

4 October 2006

  • Changed its registered name from "Taylors Financial Services"

FCA register

2002

28 June 2002

  • Became an appointed representative

FCA register

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
Instant PDF download

Firms like David Smith

Other firms of the same type (mortgage adviser or broker), nearest first.

In Stourbridge

Righthomes Equity Release LtdStourbridgeAppointed representativeSage Independent Mortgage Advice LtdStourbridgeAppointed representativeStourbridge Mortgage Services LimitedStourbridgeAppointed representativeDesign A Mortgage LtdStourbridgeAuthorisedOrchard Financial Advisers LimitedStourbridgeAuthorisedProactive Insurance & Mortgage Services LimitedStourbridgeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on David Smith

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 6 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is David Smith FCA authorised?
David Smith (FRN 214209) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for David Smith?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. David Smith (FRN 214209) is an AR of The Right Mortgage Limited (FRN 649443). When you use David Smith's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from David Smith, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is David Smith’s phone number?
The FCA register lists the phone number 01384 891360 for David Smith. If you were given different contact details, use these to check with the firm before going any further.
Is David Smith a scam or clone?
David Smith is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with David Smith?
Protection works through The Right Mortgage Limited, the principal firm responsible for David Smith's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does David Smith use any other names?
It trades as Court Financial Services. It has previously used 2 other names: Court Financial Services Ltd and Taylors Financial Services.

Sources and links

The full report on David Smith

£19.99 · Instant PDF download

Loading secure checkout…