Stourbridge Mortgage Services Limited

Reference number: 991496

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Stourbridge Mortgage Services Limited (FRN 991496) is an AR of First Complete Limited (FRN 435779). When you use Stourbridge Mortgage Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Stourbridge Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07342 890020

  • Address

    5 St. Johns Road, Stourbridge, Dudley, DY8 1EJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07342 890020 is
  • Who else gives the postcode DY8 1EJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Hunters Financial Services Stourbridge Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14442332
Company status
Active
Company type
Private limited company
Incorporated
25 October 2022 (4 years old)
Registered office
5 St. Johns Road, Stourbridge, West Midlands, DY8 1EJ, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Jack Anthony Bingham Director Jun 1990 25 Oct 2022 2 other companies
Stephen Robert Christie Director Feb 1976 25 Oct 2022 2 other companies
Claire Marie Williams Director Jul 1973 25 Oct 2022 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
run together
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 3 directors run together
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Total equity

−£945

Up £1,165 from −£2,110

Cash at bank

£1,402

−56% from £3,202

Employees (average)

1

−50% from 2

Owed within a year

£9,097

Same as £9,097

Total equity is negative: on its last balance sheet the company owed £945 more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14442332. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Stourbridge Mortgage Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2023

8 February 2023

  • Became an appointed representative

FCA register

2022

25 October 2022

  • Incorporated at Companies House
  • Claire Marie Williams became a part-owner (25–50% of shares)
  • Jack Anthony Bingham became a part-owner (25–50% of shares)
  • Stephen Robert Christie became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Stourbridge Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Stourbridge

David SmithStourbridgeAppointed representativeRighthomes Equity Release LtdStourbridgeAppointed representativeSage Independent Mortgage Advice LtdStourbridgeAppointed representativeDesign A Mortgage LtdStourbridgeAuthorisedOrchard Financial Advisers LimitedStourbridgeAuthorisedProactive Insurance & Mortgage Services LimitedStourbridgeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Stourbridge Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is Stourbridge Mortgage Services Limited FCA authorised?
Stourbridge Mortgage Services Limited (FRN 991496) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Stourbridge Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Stourbridge Mortgage Services Limited (FRN 991496) is an AR of First Complete Limited (FRN 435779). When you use Stourbridge Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Stourbridge Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Stourbridge Mortgage Services’ phone number?
The FCA register lists the phone number 07342 890020 for Stourbridge Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is Stourbridge Mortgage Services a scam or clone?
Stourbridge Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Stourbridge Mortgage Services?
Protection works through First Complete Limited, the principal firm responsible for Stourbridge Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Stourbridge Mortgage Services?
Companies House lists 3 people with significant control of Stourbridge Mortgage Services: Mr Stephen Robert Christie (25–50% of shares), Miss Claire Marie Williams (25–50% of shares) and Mr Jack Anthony Bingham (25–50% of shares).
Who runs Stourbridge Mortgage Services?
Companies House lists 3 directors of Stourbridge Mortgage Services: Jack Anthony Bingham, Stephen Robert Christie and Claire Marie Williams.
How long has Stourbridge Mortgage Services been in business?
The company was formed on 25 October 2022.
What do Stourbridge Mortgage Services’ latest accounts show?
Its latest accounts, to 31 October 2025, show total equity of −£945 (up £1,165 from −£2,110) and cash at bank of £1,402 (−56% from £3,202).
Does Stourbridge Mortgage Services use any other names?
It has previously used the name Hunters Financial Services Stourbridge.

Sources and links

The full report on Stourbridge Mortgage Services Limited

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