Dawn Financial Ltd

Reference number: 988520

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Dawn Financial Ltd (FRN 988520) is an AR of First Complete Limited (FRN 435779). When you use Dawn Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Dawn Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07971 863821

  • Address

    6 Honeywell Avenue, Glasgow, Lanarkshire, G33 6HS, United Kingdom

In the full report: 2 background checks

  • What kind of line 07971 863821 is
  • Who else gives the postcode G33 6HS
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC743663
Company status
Active
Company type
Private limited company
Incorporated
6 September 2022 (4 years old)
Registered office
6 Honeywell Avenue, Glasgow, G33 6HS, Scotland
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil Morrison Director Oct 1977 6 Sep 2022 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 28 February 2026Small company accountsNot audited

Total equity

£535

−82% from £2,989

Cash at bank

£8,709

−25% from £11.6k

Employees (average)

1

Same as 1

Owed within a year

£8,174

−5.4% from £8,641

Total equity

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC743663. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Dawn Financial’s history from the FCA register and Companies House, newest first.

2022

8 December 2022

  • Became an appointed representative

FCA register

6 September 2022

  • Incorporated at Companies House
  • Neil Morrison took control (75–100% of shares)
  • Neil Morrison appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Dawn Financial

Other firms of the same type (insurance broker), nearest first.

In Glasgow

Clyde Health LtdGlasgowAppointed representativeJGM Healthcare Solutions LtdGlasgowAppointed representativeAnison LtdGlasgowAppointed representativeBircroft Private (Scot) LtdGlasgowAppointed representativeBounce EV LimitedGlasgowAppointed representativeCaledonia Mortgages LtdGlasgowAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Dawn Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Dawn Financial Ltd FCA authorised?
Dawn Financial Ltd (FRN 988520) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Dawn Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Dawn Financial Ltd (FRN 988520) is an AR of First Complete Limited (FRN 435779). When you use Dawn Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Dawn Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Dawn Financial’s phone number?
The FCA register lists the phone number 07971 863821 for Dawn Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Dawn Financial a scam or clone?
Dawn Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Dawn Financial?
Protection works through First Complete Limited, the principal firm responsible for Dawn Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Dawn Financial?
Companies House lists one person with significant control of Dawn Financial: Mr Neil Morrison (75–100% of shares).
Who runs Dawn Financial?
Companies House lists one director of Dawn Financial: Neil Morrison.
How long has Dawn Financial been in business?
The company was formed on 6 September 2022.
What do Dawn Financial’s latest accounts show?
Its latest accounts, to 28 February 2026, show total equity of £535 (−82% from £2,989) and cash at bank of £8,709 (−25% from £11.6k).

Sources and links

The full report on Dawn Financial Ltd

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