DebenhamsPayplus Limited

Reference number: 994893

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When debenhamspayplus.com first appeared online, and whether it can receive email
  • What kind of line 0333 091 1664 is, and the 3 other firms that give it
  • Who else gives the postcode M1 2HF
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • DebenhamsPay+ Trading name: A name it trades under now.
  • pay+ Trading name: A name it trades under now.
  • payplusit.com Limited Former name: A name it was registered under before.
  • Bbuy Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 May 2022 (4 years old)
Registered office
49-51 Dale Street, Manchester, M1 2HF, United Kingdom
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Philip Jonathan Ellis Director Jun 1974 5 Feb 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 6 people who have been directors, with their dates
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Filed accounts and finances

Year to 28 February 2024Dormant company accountsNot audited

Net assets

£0

Same as £0

These accounts were filed as dormant: the company reported no significant trading in the period.

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 14126560. Figures are exactly as filed; nothing is estimated.

Key dates in its history

DebenhamsPayplus’s history from the FCA register and Companies House, newest first.

2025

5 February 2025

  • Changed its registered name from "payplusit.com Limited"

FCA register · Companies House

2024

23 December 2024

  • Boohoo Holdings Limited gave up control
  • Debenhams Group Holdings 2 Limited took control (75–100% of shares)

Companies House

27 September 2024

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2022

24 May 2022

  • Incorporated at Companies House
  • Boohoo Holdings Limited took control (75–100% of shares)

Companies House

In the full report: all 26 events

  • All 26 events in its history (8 shown here)
  • Every director appointment and resignation: 11
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Firms connected to DebenhamsPayplus

Other FCA-listed firms that share a director, phone number or address with DebenhamsPayplus. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its phone number
3
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same phone number (3), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like DebenhamsPayplus

Other firms of the same type (lender), nearest first.

In Manchester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on DebenhamsPayplus

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 26 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is DebenhamsPayplus Limited FCA authorised?
Yes, DebenhamsPayplus Limited (FRN 994893) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2024 and works as a lender. The FCA has placed a limit on what it may do.
What is DebenhamsPayplus’ phone number and website?
The FCA register lists the phone number 0333 091 1664 and the website debenhamspayplus.com for DebenhamsPayplus. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 3 other FCA firms.
Is DebenhamsPayplus a scam or clone?
DebenhamsPayplus is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with DebenhamsPayplus?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how DebenhamsPayplus handles your money, so check the specific product before you commit. You can also refer complaints about DebenhamsPayplus to the Financial Ombudsman Service, free of charge.
Who owns DebenhamsPayplus?
DebenhamsPayplus is owned by Debenhams Group Holdings 2 Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 23 December 2024. Before that, it was controlled by Boohoo Holdings Limited.
Who runs DebenhamsPayplus?
Companies House lists one director of DebenhamsPayplus: Philip Jonathan Ellis.
How long has DebenhamsPayplus been in business?
The company was formed on 24 May 2022, and has held its current FCA authorisation since September 2024.
What do DebenhamsPayplus’ latest accounts show?
Its latest accounts, to 28 February 2024, show net assets of £0 (same as £0).
Does DebenhamsPayplus use any other names?
It trades as DebenhamsPay+ and pay+. It has previously used 2 other names: payplusit.com Limited and Bbuy.

Sources and links

The full report on DebenhamsPayplus Limited

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