Think Money Limited

Reference number: 685963

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When thinkmoney.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 779 5000 is
  • Who else gives the postcode M50 2HF
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Basic Account Plus Former trading name
  • thinkcard Former trading name
  • Your Loan Deals Former trading name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (5)
  • 020 3129 9431
  • 020 8077 2955
  • 020 8077 5656
  • 020 8077 8055
  • 020 8077 8967
Fake email addresses (1)
  • yourloandeals.info@gmail.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Debt Administration
  • Debt-collecting
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05530040
Company status
Active
Company type
Private limited company
Incorporated
8 August 2005 (21 years old)
Registered office
Orange Tower, Mediacityuk, Salford Quays, M50 2HF, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon David Kay Director Apr 1968 8 Aug 2005 23 other companies
Stephen Andrew Stylianou Director May 1969 8 Aug 2005 20 other companies
Patrick Desmond Storey Director Apr 1958 17 Nov 2025 3 other companies
Simon David Kay Secretary Not published 18 Mar 2026 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
28
closed down
14
went insolvent
4

In the full report: all 28 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The 4 that went into liquidation or administration
  • The 3 on the FCA register
  • The 18 companies these 3 directors run together
  • All 6 people who have ever been directors, with their dates
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Key dates in its history

Think Money’s history from the FCA register and Companies House, newest first.

Key events (9) All events (25)

2024

29 August 2024

  • Tmg Holdings 2 Limited gave up control
  • Tml Holdings Ltd took control (75–100% of shares)

Companies House

2018

7 August 2018

  • Alchemy Partners LLP no longer has significant control

Companies House

12 February 2018

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2016

6 April 2016

  • Alchemy Partners LLP gained significant control
  • Tmg Holdings 2 Limited took control (75–100% of shares)

Companies House

29 January 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2005

8 August 2005

  • Incorporated at Companies House

Companies House

In the full report: all 25 events

  • All 25 events in its history (9 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Think Money

Other FCA-listed firms that share a director, phone number or address with Think Money. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Think Money

Other firms of the same type (lender), nearest first.

In Manchester

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Think Money

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 28 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 25 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Think Money Limited FCA authorised?
Yes, Think Money Limited (FRN 685963) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Think Money’s phone number and website?
The FCA register lists the phone number 0161 779 5000 and the website thinkmoney.co.uk for Think Money. If you were given different contact details, use these to check with the firm before going any further.
Is Think Money a scam or clone?
Scammers have impersonated Think Money: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Think Money, shown on this page.
Is my money safe with Think Money?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Think Money to the Financial Ombudsman Service, free of charge.
Who owns Think Money?
Think Money is owned by Tml Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 29 August 2024. Before that, it was controlled by Alchemy Partners LLP and Tmg Holdings 2 Limited.
Who runs Think Money?
Companies House lists 3 directors of Think Money: Simon David Kay, Stephen Andrew Stylianou and Patrick Desmond Storey.
How long has Think Money been in business?
The company was formed on 8 August 2005, and has held its current FCA authorisation since January 2016.
Does Think Money use any other names?
It has previously used 3 other names: Basic Account Plus, thinkcard and Your Loan Deals.

Sources and links

The full report on Think Money Limited

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