Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2021
- Accounts filed up to 31 December 2025
Responsible principal firm
RESOLUTION UNDERWRITING PARTNERSHIP LIMITED Reference number: 308113 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Decile One Limited (FRN 946798) is an AR of RESOLUTION UNDERWRITING PARTNERSHIP LIMITED (FRN 308113). When you use Decile One's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Decile One, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
4th Floor, 153 Fenchurch Street, London, EC3M 6BB, United Kingdom
In the full report: 2 background checks
- What kind of line 020 3848 5221 is
- Who else gives the postcode EC3M 6BB
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Resolution Underwriting Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13213047 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 February 2021 (5 years old)
- Registered office
- 19th Floor 1 Westfield Avenue, London, E20 1HZ, United Kingdom
- Nature of business
-
- Non-life insurance (SIC 65120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Christopher Gill Harman | Director | Sep 1950 | 19 Feb 2021 | 13 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 13
- closed down
- 1
- are FCA-registered
- 4
In the full report: all 13 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The 4 on the FCA register, including one no longer authorised
Filed accounts and finances
Net assets
£1
Same as £1
Cash at bank
£1
Same as £1
These accounts were filed as dormant: the company reported no significant trading in the period.
Net assets
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 13213047. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Decile One’s history from the FCA register and Companies House, newest first.
2025
14 April 2025
- Decile One Holdings Limited gave up control
- Resolution Underwriting Holdings Limited took control (75–100% of shares)
Companies House
2021
10 March 2021
- Became an appointed representative
FCA register
19 February 2021
- Incorporated at Companies House
- Decile One Holdings Limited took control (75–100% of shares)
- Christopher Gill Harman appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Decile One
Other FCA-listed firms that share a director, phone number or address with Decile One. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
- past links
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
- 3 past links through former directors
Firms like Decile One
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Decile One
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 13 other companies its directors have run, named
- 2 background checks on its contact details
- 5 years of accounts, charted
- All 6 events in its history
- 3 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Decile One Limited FCA authorised?
What does appointed representative mean for Decile One?
What is Decile One’s phone number?
Is Decile One a scam or clone?
Is my money safe with Decile One?
Who owns Decile One?
Who runs Decile One?
How long has Decile One been in business?
What do Decile One’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk