Decta Limited

Reference number: 900592

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When decta.com first appeared online, and whether it can receive email
  • What kind of line 020 3750 2195 is
  • Whether EC4N 7AF is a shared office: 35 other firms give it
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FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • g) Execution of payment transactions via telecoms, IT system or network operator
  • h) Issuing Electronic Money

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09926210
Company status
Active
Company type
Private limited company
Incorporated
22 December 2015 (10 years old)
Registered office
1 King William Street, London, EC4N 7AF, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Jevgenijs Godunovs Director Mar 1986 1 Mar 2019 None
Scott Adrian Metcalfe Dawson Director Mar 1982 1 Apr 2024 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4
is FCA-registered
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Profit before tax

£7.84m

No earlier figure to compare

Net assets

£9.47m

No earlier figure to compare

Cash at bank

£3.65m

No earlier figure to compare

Owed within a year

£1.48m

No earlier figure to compare

* Cash at bank usually includes customers’ money.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09926210. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Decta’s history from the FCA register and Companies House, newest first.

Key events (7) All events (15)

2018

18 April 2018

  • Regulated by the FCA from this date
  • No longer regulated by the FCA
  • Became an authorised e-money institution

FCA register

2016

15 April 2016

  • Regulated by the FCA from this date

FCA register

6 April 2016

  • Rietumu Holding gave up control
  • Rietumu Holding took control (75–100% of shares)

Companies House

2015

22 December 2015

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (7 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Decta

Other FCA-listed firms that share a director, phone number or address with Decta. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Decta

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorisedWise Payments LimitedLondonAuthorisedForisgfs UK LimitedLondonAuthorisedWepay Payments Ltd.LondonAuthorisedAirbnb Payments UK LimitedLondonAuthorisedMollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Decta

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 15 events in its history

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Frequently asked questions about this firm

Is Decta Limited FCA authorised?
Yes, Decta Limited (FRN 900592) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Decta’s phone number and website?
The FCA register lists the phone number 020 3750 2195 and the website decta.com for Decta. If you were given different contact details, use these to check with the firm before going any further.
Is Decta a scam or clone?
Decta is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Decta?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Decta to the Financial Ombudsman Service, free of charge.
Who owns Decta?
Companies House lists no one with significant control of Decta now. Before that, it was controlled by Rietumu Holding.
Who runs Decta?
Companies House lists 2 directors of Decta: Jevgenijs Godunovs and Scott Adrian Metcalfe Dawson.
How long has Decta been in business?
The company was formed on 22 December 2015, and has held its current FCA authorisation since April 2018.
What do Decta’s latest accounts show?
Its latest accounts, to 31 December 2025, show profit before tax of £7.84m (no earlier figure to compare) and net assets of £9.47m (no earlier figure to compare).

Sources and links

The full report on Decta Limited

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