Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 26 years
- Protected through the principal
- No FCA actions
- Active company since 2000
- Accounts filed up to 31 March 2025
- On its latest accounts it owed £177k more than it owned
Responsible principal firm
Wealth & Prosperity Ltd Reference number: 700077 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Denton Woodhouse Limited (FRN 201800) is an AR of Wealth & Prosperity Ltd (FRN 700077). When you use Denton Woodhouse's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Denton Woodhouse, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Unit 2, Apex Business Village, Annitsford, Cramlington, Northumberland, NE23 7BF, United Kingdom
In the full report: 3 background checks
- When dentonwoodhouse.co.uk first appeared online, and whether it can receive email
- What kind of line 0191 250 4660 is
- Who else gives the postcode NE23 7BF
Other names (4)
If you were contacted under any of these names, it is this firm.
- Denton Woodhouse Ltd Former name: A name it was registered under before.
- Frank Woodhouse & Company Former name: A name it was registered under before.
- Frank Woodhouse & Co Former trading name: A name it used to trade under.
- Jesmond Mortgage Centre Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Wealth & Prosperity Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03958585 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 March 2000 (26 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Geoffrey Denton | Director | Nov 1956 | 28 Mar 2000 | 7 other companies |
| David Anthony Howe | Director | Dec 1967 | 1 Mar 2009 | 2 other companies |
| Ruth Anne Denton | Secretary | Not published | 1 Mar 2003 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- closed down
- 2
- is FCA-registered
- 1
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 2 companies these 2 directors run together
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£177k
Up £93.6k from −£270k
Cash at bank
£47.7k
+134% from £20.4k
Employees (average)
4
Same as 4
Owed within a year
£257k
−8.9% from £282k
Net assets are negative: on its last balance sheet the company owed £177k more than it owned.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 03958585. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Denton Woodhouse’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- David Anthony Howe became a part-owner (25–50% of shares)
- Geoffrey Denton became the majority owner (50–75% of shares)
Companies House
2007
26 February 2007
- Changed its registered name from "Denton Woodhouse Ltd"
FCA register
2004
26 October 2004
- Changed its registered name from "Frank Woodhouse & Company"
FCA register
2000
7 May 2000
- Became an appointed representative
FCA register
28 March 2000
- Incorporated at Companies House
Companies House
In the full report: all 14 events
- All 14 events in its history (6 shown here)
- Every director appointment and resignation: 4
Firms connected to Denton Woodhouse
Other FCA-listed firms that share a director, phone number or address with Denton Woodhouse. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 1
- share its postcode
- 5
In the full report: all 5 connected firms, named
- How each is linked: shared directors (1), the same postcode (5)
- Who links each one: the named directors, with dates
Firms like Denton Woodhouse
Other firms of the same type (insurance broker), nearest first.
In Cramlington
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Denton Woodhouse
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 14 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk