Derek Giddings

Reference number: 171593

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Appointed representative

Derek Giddings does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Derek Giddings (FRN 171593) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Derek Giddings's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Derek Giddings, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01604 465612

  • Address

    10 Hawksnest, Northampton, Northamptonshire, NN4 0RH, United Kingdom

In the full report: 2 background checks

  • What kind of line 01604 465612 is
  • Who else gives the postcode NN4 0RH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Derek Giddings t/a Derek Giddings Financial Services Trading name
  • Derek Giddings Financial Services Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Derek Giddings’s history from the FCA register and Companies House, newest first.

2025

30 April 2025

  • Changed its registered name from "Derek Giddings Financial Services"
  • Began trading as "Derek Giddings t/a Derek Giddings Financial Services"

FCA register

1994

22 December 1994

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Derek Giddings

Other FCA-listed firms that share a director, phone number or address with Derek Giddings. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Derek Giddings

Other firms of the same type (financial adviser), nearest first.

In Northampton

Accuma Financial Planning LtdNorthamptonAppointed representativeAll Saints Financial LLPNorthamptonAppointed representativeBarfield Financial Advisors LtdNorthamptonAppointed representativeBarfield Wealth LtdNorthamptonAppointed representativeBluebell Financial Services LtdNorthamptonAppointed representativeDale Johnson Wealth ManagementNorthamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Derek Giddings

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Derek Giddings FCA authorised?
Derek Giddings (FRN 171593) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Derek Giddings?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Derek Giddings (FRN 171593) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Derek Giddings's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Derek Giddings, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Derek Giddings’ phone number?
The FCA register lists the phone number 01604 465612 for Derek Giddings. If you were given different contact details, use these to check with the firm before going any further.
Is Derek Giddings a scam or clone?
Derek Giddings is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Derek Giddings?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Derek Giddings's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Derek Giddings use any other names?
It trades as Derek Giddings t/a Derek Giddings Financial Services. It has previously used the name Derek Giddings Financial Services.

Sources and links

The full report on Derek Giddings

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