Digital Completion UK Ltd.: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 1 year
Your funds are safeguarded
No FCA actions
Active company since 2020
Accounts filed up to 30 June 2023
On its latest accounts it owed £13.7m more than it owned

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

pexa.co.uk (opens in a new tab)
Phone number

020 3910 8338
Address

Suite 5a, West Village, 114 Wellington Street, Leeds, LS1 1BA, United Kingdom

In the full report: 3 background checks

When pexa.co.uk first appeared online, and whether it can receive email
What kind of line 020 3910 8338 is
Who else gives the postcode LS1 1BA

Other names (2)

If you were contacted under any of these names, it is this firm.

PEXA Trading name: A name it trades under now.
PEXA UK Trading name: A name it trades under now.

FCA permissions and consumer protection

Handle payments & transfers Funds safeguarded
Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (1 permission)

6. Money remittance.

Limits on what they may do

Agents

The firm will not onboard any agents.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12830944 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 21 August 2020 (6 years old)
Registered office: Suite 5a West Village, 114 Wellington Street, Leeds, West Yorkshire, LS1 1BA, United Kingdom
Nature of business: Other information technology service activities (SIC 62090)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
John Elliott Hooper	Director	May 1961	27 Jul 2022	1 other company
Miguel Sard Bauza	Director	Feb 1965	20 Mar 2025	7 other companies
Russell Cohen	Director	Feb 1978	20 Apr 2026	None
Krystle Kocik	Director	Jun 1982	1 Jul 2026	4 other companies
Simon Paul Wright	Director	Jul 1971	1 Jul 2026	9 other companies
Parisha Kanani	Secretary	Not published	26 Feb 2024	–

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 15
closed down: 3
is FCA-registered: 1

In the full report: all 15 companies, named

What each company does, and whether it is still trading
Which of these 5 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 4 companies these 5 directors run together
All 14 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 June 2023Full accountsNot audited

Turnover

£0

Not compared: the previous accounts cover a different length of time

Profit before tax

−£10.3m

Not compared: the previous accounts cover a different length of time

Net assets

−£13.7m

Down £13.3m from −£472k

Cash at bank

£3.35m

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £13.7m more than it owned.

The previous accounts cover 10 months, so turnover and profit are not compared with them.

* Cash at bank usually includes customers’ money.

Net assets

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12830944. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Digital Completion UK’s history from the FCA register and Companies House, newest first.

Key events (5) All events (34)

2025

30 April 2025

Regulated by the FCA from this date
FCA imposed a requirement (Agents)
Became an authorised payment institution

FCA register

2020

21 August 2020

Incorporated at Companies House
Digcom UK Holdings Ltd took control (75–100% of shares)

Companies House

In the full report: all 34 events

All 34 events in its history (5 shown here)
Every director appointment and resignation: 27

Firms connected to Digital Completion UK

Other FCA-listed firms that share a director, phone number or address with Digital Completion UK. A link shows who the firm is tied to, not whether either can be trusted.

past link: 1

In the full report: all 0 connected firms, named

1 past link through former directors

Firms like Digital Completion UK

Other firms of the same type (payment or money transfer firm), nearest first.

In Leeds

Dzx LtdLeedsRegistered E27 Partners UK LtdLeedsRegistered Eris FX LimitedLeedsAuthorised Gul Exchange LtdLeedsRegistered Hamayon Exchange LtdLeedsRegistered Mohammad Hadi BaloutiLeedsRegistered

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Digital Completion UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

15 other companies its directors have run, named
3 background checks on its contact details
All 34 events in its history

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Frequently asked questions about this firm

Is Digital Completion UK Ltd. FCA authorised?

Yes, Digital Completion UK Ltd. (FRN 1013734) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2025 and works as a payment or money transfer firm. The FCA has placed a limit on what it may do.

What is Digital Completion UK’s phone number and website?

The FCA register lists the phone number 020 3910 8338 and the website pexa.co.uk for Digital Completion UK. If you were given different contact details, use these to check with the firm before going any further.

Is Digital Completion UK a scam or clone?

Digital Completion UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Digital Completion UK?

It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Digital Completion UK to the Financial Ombudsman Service, free of charge.

Who owns Digital Completion UK?

Digital Completion UK is owned by Digcom UK Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 21 August 2020.

Who runs Digital Completion UK?

Companies House lists 5 directors of Digital Completion UK: John Elliott Hooper, Miguel Sard Bauza, Russell Cohen, Krystle Kocik and Simon Paul Wright.

How long has Digital Completion UK been in business?

The company was formed on 21 August 2020, and has held its current FCA authorisation since April 2025.

What do Digital Completion UK’s latest accounts show?

Its latest accounts, to 30 June 2023, show turnover of £0 (not compared: the previous accounts cover a different length of time) and profit before tax of −£10.3m (not compared: the previous accounts cover a different length of time).

Does Digital Completion UK use any other names?

It trades as PEXA and PEXA UK.