Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 30 April 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
Bluefriars Brokers Limited Reference number: 604987 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- DIH LIMITED (FRN 1016718) is an AR of Bluefriars Brokers Limited (FRN 604987). When you use DIH's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from DIH, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
70 Gracechurch Street, London, City Of London, EC3V 0HR, United Kingdom
In the full report: 2 background checks, 1 thing worth a closer look
- What kind of line 020 7118 5590 is, and the 4 other firms that give it
- Whether EC3V 0HR is a shared office: 25 other firms give it
Other names (2)
If you were contacted under any of these names, it is this firm.
- Dexco Insurance Trading name: A name it trades under now.
- New Star Underwriting Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Bluefriars Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15690488 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 April 2024 (2 years old)
- Registered office
- 70 Gracechurch Street, London, EC3V 0HR, England
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Frederick Overall | Director | Jan 1965 | 29 Apr 2024 | 19 other companies |
| Matthew Charles Carlick | Director | May 1978 | 3 Oct 2024 | 1 other company |
| Andrew Michael Reason | Director | Feb 1981 | 3 Oct 2024 | None |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 19
- closed down
- 12
- are FCA-registered
- 3
In the full report: all 19 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- The 1 company these 3 directors run together
Filed accounts and finances
Net assets
£65.4k
No earlier figure to compare
Employees (average)
5
No earlier figure to compare
Owed within a year
£51.0k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15690488. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Dih’s history from the FCA register and Companies House, newest first.
2026
7 July 2026
- David Frederick Overall gave up control
- Innovate Topco Limited took control (75–100% of shares)
- Richard John Scott became a part-owner (25–50% of shares)
- Richard John Scott stopped being a part-owner
- Thomas Patrick Dignam became a part-owner (25–50% of shares)
- Thomas Patrick Dignam stopped being a part-owner
Companies House
2024
29 July 2024
- Became an appointed representative
FCA register
29 April 2024
- Incorporated at Companies House
- David Frederick Overall took control (75–100% of shares)
Companies House
In the full report: all 14 events
- All 14 events in its history (9 shown here)
- Every director appointment and resignation: 3
Firms connected to Dih
Other FCA-listed firms that share a director, phone number or address with Dih. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 1
- share its phone number
- 4
In the full report: all 5 connected firms, named
- How each is linked: shared directors (1), the same phone number (4)
- Who links each one: the named directors, with dates
- 2 past links through former directors
Firms like Dih
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Dih
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 19 other companies its directors have run, named
- 2 background checks on its contact details, 1 flagged
- All 14 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk