Discovery Mortgage Services Ltd

Reference number: 832392

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

JLM MORTGAGE NETWORK LTD Reference number: 300629 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Discovery Mortgage Services Ltd (FRN 832392) is an AR of JLM MORTGAGE NETWORK LTD (FRN 300629). When you use Discovery Mortgage Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Discovery Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When discoverymortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 01296 769333 is
  • Who else gives the postcode HP22 5HE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Jlm Mortgage Network Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
DISCOVERY MORTGAGE SERVICES LIMITED
Company number
11761503
Company status
Active
Company type
Private limited company
Incorporated
11 January 2019 (7 years old)
Registered office
1 Giles Road, Wendover, Aylesbury, Bucks, HP22 5HE, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Geraint John Spiller Director Dec 1971 11 Jan 2019 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£611

−70% from £2,042

Employees (average)

1

Same as 1

Owed within a year

£20.9k

<1% from £20.8k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11761503. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Discovery Mortgage Services’s history from the FCA register and Companies House, newest first.

2024

26 August 2024

  • Vida Spiller stopped being a part-owner

Companies House

2019

30 January 2019

  • Became an appointed representative

FCA register

11 January 2019

  • Incorporated at Companies House
  • Geraint John Spiller took control (75–100% of shares)
  • Vida Spiller became a part-owner (25–50% of shares)
  • Geraint John Spiller appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Discovery Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Aylesbury

Das Financial Solutions LTDAylesburyAppointed representativeFairfirst Mortgages LimitedAylesburyAppointed representativeGerald SelveyAylesburyAppointed representativeJuno Financial Services LtdAylesburyAppointed representativeKirsty DuncombeAylesburyAppointed representativeNeil FisherAylesburyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Discovery Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Discovery Mortgage Services Ltd FCA authorised?
Discovery Mortgage Services Ltd (FRN 832392) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Discovery Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Discovery Mortgage Services Ltd (FRN 832392) is an AR of JLM MORTGAGE NETWORK LTD (FRN 300629). When you use Discovery Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Discovery Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Discovery Mortgage Services’ phone number and website?
The FCA register lists the phone number 01296 769333 and the website discoverymortgages.co.uk for Discovery Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is Discovery Mortgage Services a scam or clone?
Discovery Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Discovery Mortgage Services?
Protection works through Jlm Mortgage Network Ltd, the principal firm responsible for Discovery Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Discovery Mortgage Services?
Companies House lists one person with significant control of Discovery Mortgage Services: Mr Geraint John Spiller (75–100% of shares). Before that, it was controlled by Mrs Vida Spiller.
Who runs Discovery Mortgage Services?
Companies House lists one director of Discovery Mortgage Services: Geraint John Spiller.
How long has Discovery Mortgage Services been in business?
The company was formed on 11 January 2019.
What do Discovery Mortgage Services’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £611 (−70% from £2,042).

Sources and links

The full report on Discovery Mortgage Services Ltd

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