Jlm Mortgage Network Ltd

Reference number: 300629

Instant download

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When jlmnetwork.co.uk first appeared online, and whether it can receive email
  • What kind of line 01462 455655 is, and the 6 other firms that give it
  • Who else gives the postcode SG5 1PN
Instant PDF download
Other names (30)

If you were contacted under any of these names, it is this firm.

  • JLM Mortgage Services Trading name: A name it trades under now.
  • JLM MORTGAGE SERVICES LIMITED Former name: A name it was registered under before.
  • JLM Mortgages Services Ltd Former name: A name it was registered under before.
  • Alexander Buckingham Associates Former trading name: A name it used to trade under.
  • ALS & Associates Former trading name: A name it used to trade under.
  • Charles Acton @ JLM Former trading name: A name it used to trade under.
  • DR Mortgage Centre Former trading name: A name it used to trade under.
  • Duncan Perry Financial Services Former trading name: A name it used to trade under.
  • Equine & Rural Former trading name: A name it used to trade under.
  • ERMA Former trading name: A name it used to trade under.
  • Finance IT Former trading name: A name it used to trade under.
  • Fitch & Fitch Former trading name: A name it used to trade under.
  • Glow Former trading name: A name it used to trade under.
  • Goldwater Financial Former trading name: A name it used to trade under.
  • Hazel Finance Former trading name: A name it used to trade under.
  • Independent Mortgage People Former trading name: A name it used to trade under.
  • James Wareham @ JLM Former trading name: A name it used to trade under.
  • JLM Manchester Former trading name: A name it used to trade under.
  • JLM NW Kent Mortgage Services Former trading name: A name it used to trade under.
  • Matthew Nickson Mortgage Solutions Former trading name: A name it used to trade under.
  • Medical & Professional Money Management Former trading name: A name it used to trade under.
  • Mortgage Moves Former trading name: A name it used to trade under.
  • Northampton Finance Former trading name: A name it used to trade under.
  • Optima Mortgage Services Former trading name: A name it used to trade under.
  • Pod Financial Solutions Former trading name: A name it used to trade under.
  • Primus Financial Solutions Former trading name: A name it used to trade under.
  • Saunders Financial Former trading name: A name it used to trade under.
  • VincentBurch.co.uk Former trading name: A name it used to trade under.
  • Wareham Financial Services @ JLM Former trading name: A name it used to trade under.
  • WP Mortgage Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 March 2003 (23 years old)
Registered office
122 Whinbush Road, Hitchin, SG5 1PN, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Rory Rajan Joseph Director Dec 1971 15 Jun 2005 13 other companies
Sebastian Allen Murphy Director Aug 1974 26 Feb 2020 11 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
17
closed down
4
are FCA-registered
8

In the full report: all 17 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 8 on the FCA register, including one no longer authorised
  • The 7 companies these 2 directors run together
  • All 4 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£853k

+62% from £527k

Cash at bank

£441k

+419% from £84.9k

Employees (average)

24

Same as 24

Owed within a year

£904k

−25% from £1.21m

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04701803. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Jlm Mortgage Network’s history from the FCA register and Companies House, newest first.

2024

14 June 2024

  • Charlie Puffin Group Limited took control (75–100% of shares)
  • Hayley Joseph stopped being a part-owner
  • Rory Rajan Joseph stopped being a part-owner

Companies House

2021

17 November 2021

  • Changed its registered name from "JLM MORTGAGE SERVICES LIMITED"

FCA register

1 April 2021

  • Changed its registered name from "JLM Mortgages Services Ltd"

FCA register

2016

31 December 2016

  • Hayley Joseph became a part-owner (25–50% of shares)
  • Rory Rajan Joseph became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2003

18 March 2003

  • Incorporated at Companies House

Companies House

In the full report: all 75 events

  • All 75 events in its history (11 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms connected to Jlm Mortgage Network

Other FCA-listed firms that share a director, phone number or address with Jlm Mortgage Network. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
no longer authorised
1
share a director
8

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (8), the same phone number (6), the same postcode (5)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
Instant PDF download

Firms like Jlm Mortgage Network

Other firms of the same type (mortgage adviser or broker), nearest first.

In Hitchin

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Jlm Mortgage Network

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 17 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 75 events in its history
  • 12 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Jlm Mortgage Network Ltd FCA authorised?
Yes, Jlm Mortgage Network Ltd (FRN 300629) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Jlm Mortgage Network’s phone number and website?
The FCA register lists the phone number 01462 455655 and the website jlmnetwork.co.uk for Jlm Mortgage Network. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 6 other FCA firms.
Is Jlm Mortgage Network a scam or clone?
Jlm Mortgage Network is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Jlm Mortgage Network?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Jlm Mortgage Network to the Financial Ombudsman Service, free of charge.
Who owns Jlm Mortgage Network?
Jlm Mortgage Network is owned by Charlie Puffin Group Limited, which holds 75–100% of shares, since 14 June 2024. Before that, it was controlled by Mr Rory Rajan Joseph and Mrs Hayley Joseph.
Who runs Jlm Mortgage Network?
Companies House lists 2 directors of Jlm Mortgage Network: Rory Rajan Joseph and Sebastian Allen Murphy.
How long has Jlm Mortgage Network been in business?
The company was formed on 18 March 2003, and has held its current FCA authorisation since October 2004.
What do Jlm Mortgage Network’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £853k (+62% from £527k) and cash at bank of £441k (+419% from £84.9k).
Does Jlm Mortgage Network use any other names?
It trades as JLM Mortgage Services. It has previously used 29 other names, including JLM MORTGAGE SERVICES LIMITED, JLM Mortgages Services Ltd and Alexander Buckingham Associates.

Sources and links

The full report on Jlm Mortgage Network Ltd

£19.99 · Instant PDF download

Loading secure checkout…