Diverse Financial Planning Limited

Reference number: 762816

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When diversefinancialplanning.co.uk first appeared online, and whether it can receive email
  • What kind of line 07799 623119 is
  • Who else gives the postcode WN1 2EH
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09948266
Company status
Active
Company type
Private limited company
Incorporated
12 January 2016 (10 years old)
Registered office
19 Holme Avenue, Wigan, Lancashire, WN1 2EH, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Jayne Bernadette Kearsley Director Sep 1968 12 Jan 2016 None
Timothy Kearsley Director Feb 1969 12 Jan 2016 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Net assets

£36.5k

+9.1% from £33.5k

Cash at bank

£84.5k

<1% from £84.7k

Owed within a year

£45.9k

−4.7% from £48.2k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09948266. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Diverse Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2017

1 June 2017

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Jayne Bernadette Kearsley became a part-owner (25–50% of shares)
  • Timothy Kearsley became a part-owner (25–50% of shares)

Companies House

12 January 2016

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Diverse Financial Planning

Other FCA-listed firms that share a director, phone number or address with Diverse Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Diverse Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Wigan

Allied Financial Services LimitedWiganAuthorisedAshton Mortgage & Financial Solutions LimitedWiganAuthorisedBluesphere LtdWiganAuthorisedBirkett Financial Planning LimitedWiganAppointed representativeHelen Ferneyhough Associates LtdWiganAppointed representativeHunter and Waller Financial Services LTDWiganAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Diverse Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Diverse Financial Planning Limited FCA authorised?
Yes, Diverse Financial Planning Limited (FRN 762816) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2017 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Diverse Financial Planning’s phone number and website?
The FCA register lists the phone number 07799 623119 and the website diversefinancialplanning.co.uk for Diverse Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Diverse Financial Planning a scam or clone?
Diverse Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Diverse Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Diverse Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns Diverse Financial Planning?
Companies House lists 2 people with significant control of Diverse Financial Planning: Mr Timothy Kearsley (25–50% of shares) and Mrs Jayne Bernadette Kearsley (25–50% of shares).
Who runs Diverse Financial Planning?
Companies House lists 2 directors of Diverse Financial Planning: Jayne Bernadette Kearsley and Timothy Kearsley.
How long has Diverse Financial Planning been in business?
The company was formed on 12 January 2016, and has held its current FCA authorisation since June 2017.
What do Diverse Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £36.5k (+9.1% from £33.5k) and cash at bank of £84.5k (<1% from £84.7k).

Sources and links

The full report on Diverse Financial Planning Limited

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