Helen Ferneyhough Associates Ltd

Reference number: 1017603

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Helen Ferneyhough Associates Ltd (FRN 1017603) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Helen Ferneyhough Associates's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Helen Ferneyhough Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07771 529969

  • Address

    Helen Ferneyhough Associates, 21 Great George Street, Wigan, Wigan, WN3 4DL, United Kingdom

In the full report: 2 background checks

  • What kind of line 07771 529969 is
  • Who else gives the postcode WN3 4DL
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • HFA - Bridging & Commercial Trading name
  • HFA - Later Life Trading name
  • HFA - Mortgage & Protection Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15755700
Company status
Active
Company type
Private limited company
Incorporated
2 June 2024 (2 years old)
Registered office
15 Market Street Standish, Wigan, Lancashire, WN6 0HW, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Helen Ferneyhough Director Oct 1983 2 Jun 2024 3 other companies
Mark James Ferneyhough Director Aug 1983 17 Jul 2024 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
run together
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 companies these 2 directors run together
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£37.8k

No earlier figure to compare

Cash at bank

£84.9k

No earlier figure to compare

Employees (average)

5

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15755700. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Helen Ferneyhough Associates’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2024

12 September 2024

  • Became an appointed representative

FCA register

17 July 2024

  • Mark James Ferneyhough became a part-owner (25–50% of shares)

Companies House

2 June 2024

  • Incorporated at Companies House
  • Helen Ferneyhough became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Helen Ferneyhough Associates

Other FCA-listed firms that share a director, phone number or address with Helen Ferneyhough Associates. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Helen Ferneyhough Associates

Other firms of the same type (financial adviser), nearest first.

In Wigan

Birkett Financial Planning LimitedWiganAppointed representativeHunter and Waller Financial Services LTDWiganAppointed representativeLBW Walkden LimitedWiganAppointed representativeMoney Sensei LimitedWiganAppointed representativePeter and Catherine ReaWiganAppointed representativePhillip MidgleyWiganAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Helen Ferneyhough Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 10 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Helen Ferneyhough Associates Ltd FCA authorised?
Helen Ferneyhough Associates Ltd (FRN 1017603) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Helen Ferneyhough Associates?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Helen Ferneyhough Associates Ltd (FRN 1017603) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Helen Ferneyhough Associates's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Helen Ferneyhough Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Helen Ferneyhough Associates’ phone number?
The FCA register lists the phone number 07771 529969 for Helen Ferneyhough Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Helen Ferneyhough Associates a scam or clone?
Helen Ferneyhough Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Helen Ferneyhough Associates?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Helen Ferneyhough Associates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Helen Ferneyhough Associates?
Companies House lists 2 people with significant control of Helen Ferneyhough Associates: Mr Mark James Ferneyhough (25–50% of shares) and Mrs Helen Ferneyhough (25–50% of shares).
Who runs Helen Ferneyhough Associates?
Companies House lists 2 directors of Helen Ferneyhough Associates: Helen Ferneyhough and Mark James Ferneyhough.
How long has Helen Ferneyhough Associates been in business?
The company was formed on 2 June 2024.
What do Helen Ferneyhough Associates’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £37.8k (no earlier figure to compare) and cash at bank of £84.9k (no earlier figure to compare).
Does Helen Ferneyhough Associates use any other names?
It trades as HFA - Bridging & Commercial, HFA - Later Life and HFA - Mortgage & Protection.

Sources and links

The full report on Helen Ferneyhough Associates Ltd

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