Peter and Catherine Rea

Reference number: 216051

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Appointed representative

Peter and Catherine Rea does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Peter and Catherine Rea (FRN 216051) is an AR of Openwork Limited (FRN 408285). When you use Peter and Catherine Rea's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Peter and Catherine Rea, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07860 159689

  • Address

    Burnside, Hall Lane, Appley Bridge, Wigan, Lancashire, WN6 9EQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07860 159689 is
  • Who else gives the postcode WN6 9EQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Peter Rea Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Peter and Catherine Rea’s history from the FCA register and Companies House, newest first.

2025

21 July 2025

  • Changed its registered name from "Peter Rea"

FCA register

2002

15 July 2002

  • Became an appointed representative

FCA register

Firms like Peter and Catherine Rea

Other firms of the same type (financial adviser), nearest first.

In Wigan

Birkett Financial Planning LimitedWiganAppointed representativeHelen Ferneyhough Associates LtdWiganAppointed representativeHunter and Waller Financial Services LTDWiganAppointed representativeLBW Walkden LimitedWiganAppointed representativeMoney Sensei LimitedWiganAppointed representativePhillip MidgleyWiganAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Peter and Catherine Rea

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details

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Frequently asked questions about this firm

Is Peter and Catherine Rea FCA authorised?
Peter and Catherine Rea (FRN 216051) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Peter and Catherine Rea?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Peter and Catherine Rea (FRN 216051) is an AR of Openwork Limited (FRN 408285). When you use Peter and Catherine Rea's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Peter and Catherine Rea, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Peter and Catherine Rea’s phone number?
The FCA register lists the phone number 07860 159689 for Peter and Catherine Rea. If you were given different contact details, use these to check with the firm before going any further.
Is Peter and Catherine Rea a scam or clone?
Peter and Catherine Rea is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Peter and Catherine Rea?
Protection works through Openwork Limited, the principal firm responsible for Peter and Catherine Rea's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Peter and Catherine Rea use any other names?
It has previously used the name Peter Rea.

Sources and links

The full report on Peter and Catherine Rea

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